Beverly "Nikki" Peters at Absolute Home Loan Services

Home Equity is the difference between what you owe on your home and the market value of that home. Equity builds as you pay down the mortgage or as the home's value increases. There are a few ways to help build your home equity - 1. Make a big down payment... 2. Make bigger mortgage payments than you need to, or even making one extra payment per year 3. Renovate your home, increasing the value ~Nikki #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage #financetips #homebuyingtips #mortgagetips #creditrepair #credithelp

Happy International Coffee Day!! Oh and Happy Friday too! ~Nikki... #internationalcoffeeday #hartwell #lakehartwell #hartwellgeorgia #hartwelllake #hartcounty #hartcountyga #hartcountychamberofcommerce #hartcountychamber #hartcountychamberambassador

There are a lot of options out there, but don't worry, mortgages are my business! As a mortgage broker I can find the right loan program with the right lender for you! ~Nikki #refinance #refinanceyourhome #refinancenow #refinancelender #refinanceadvice #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage

Good Morning! How can I help you today? #refinance #refinanceyourhome #refinancenow #refinancelender #refinanceadvice #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage

Thank you for entrusting me not only with your business, but also with your friends, family, neighbors and colleagues. I truly appreciate you and your confidence in me! I won't let you down! I put my clients and my realtors first. ~Nikki... #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #hartwell #lakehartwell #hartwellgeorgia #hartwelllake #hartcounty #hartcountyga #hartcountychamberofcommerce #hartcountychamber #hartcountychamberambassador

Happy Fall Ya'll! Can you believe it? Yes, it is that time of year again, pumpkin spiced EVERYTHING!! ~Nikki... #firstdayoffall #hartwell #lakehartwell #hartwellgeorgia #hartwelllake #hartcounty #hartcountyga #hartcountychamberofcommerce #hartcountychamber #hartcountychamberambassador

Today's market can be overwhelming so remember to breathe and be patient. Save this post for later to keep these tips in mind when you begin the buying process. Remember, I'm here, along with your realtor, to help you through the process. ~Nikki... #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage #financetips #homebuyingtips #mortgagetips #creditrepair #credithelp

Tired of renting? We have a new program coming out 9/18 that is aimed at first time home buyers that are currently renting. -must have bank accounts documenting 12 months of rent payments of at least $300 -must be a 1st time buyer with at least a 620 credit score.... Contact me today to learn more! ~Nikki #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage #financetips #homebuyingtips #mortgagetips #creditrepair #credithelp

Wednesday motivation! Adding a level of intention to every area of your life is important to your overall health and well being! Which area are you going to focus on today? #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #hartwell #lakehartwell #hartwellgeorgia #hartwelllake #hartcounty #hartcountyga #hartcountychamberofcommerce #hartcountychamber #hartcountychamberambassador

Thank you Heidi for your kind words! It was a pleasure working with you and I hope you enjoy you beautiful Lake Arrowhead home! ~Nikki #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #hartwell #lakehartwell #hartwellgeorgia #hartwelllake #hartcounty #hartcountyga #hartcountychamberofcommerce #hartcountychamber #hartcountychamberambassador

What does owning a home mean to you? A home is an increasingly valuable asset and for many of us, it is our biggest asset. Are you doing everything to protect this asset? I know you have homeowner’s insurance. No one will give you a mortgage without an insurance policy, but they only ensure that in the event of a catastrophe, the mortgage will be paid off.... There are two key factors to consider: 1. Coverage that reflects current building costs. Your insurance agent can help you with this calculation. If you haven’t increased your coverage level in 5-10 years, you could be underinsured. 2. Extended replacement cost coverage. The most basic level of insurance value is called replacement cost, which will pay you up to 100 percent of the coverage limit in your policy. So, for example, if your policy is for $250,000, the largest payout you could receive if your home was completely lost in a fire or other catastrophe would be $250,000. A far better option is Extended Replacement Cost coverage. In the event of an extreme loss, an extended replacement coverage policy may pay up to 120 percent to 125 percent of the policy value. For instance, if the insured value is $250,000 you might be eligible for a payout of $300,000 (125 percent). That’s a nice bit of extra insurance against rising building and labor costs. ~Nikki #mortgagelender #loanofficer #homeownership #mortgages #lender #lending #mortgagelife #mortgageloans #mortgagespecialist #firsttimehomebuyers #georgiamortgage #georgiamortgagebroker #georgiarealestate #georgialoanofficer #floridamortgage #floridarealestate #floridaloanoriginator #orlandoloanofficer #orlandorealtor #orlandorealestate #southcarolinarealtor #southcarolinamortgage #financetips #homebuyingtips #mortgagetips #creditrepair #credithelp