Ali Clancy Real Estate at Harry Norman, REALTORS-The Intown Office

With historically low interest rates, should you wait to buy to see if they go even lower? Probably not, while interest rates will only increase minimally in 2021, rates are projected to continue to rise. For more information, call 404-357-1192. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

Are you thinking of making a move this year? There are several things to consider when planning. Call me to discuss at 404-357-1192. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table. Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you don’t unintentionally jeopardize your application. The best plan is to fully disclose your intentions with your lender before you do anything financial in nature. #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters

New market statistics show that proximity to certain stores can make your home more attractive to buyers. Convenience can be a key factor in selling your home. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday

The housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest rates are a driving factor in this continued momentum, with average rates hovering at historic all-time lows. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR), buyer demand across the country is incredibly strong. That’s not the case, however, on the supply side. Seller traffic is s...imply not keeping up. NAR also just reported that the actual number of homes currently for sale stands at 1.28 million, down 22% from one year ago (1.64 million). Additionally, inventory is at an all-time low with 2.3 months supply available at the current sales pace. In a normal market, that number would be 6.0 months of inventory significantly higher than it is today. What does this mean for buyers and sellers? Buyers need to remain patient in the search process. At the same time, they must be ready to act immediately once they find the right home, since bidding wars are more common when so few houses are available for sale. Sellers may not want to wait until spring to put their houses on the market, though. With such high buyer demand and such a low supply, now is the perfect time to sell a house on optimal terms. The real estate market is entering the year like a lion. There’s no indication it will lose that roar, assuming inventory continues to come to market. #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

What is the prediction for the outcome of forbearance due to Covid? Should we brace for a foreclosure crisis? Experts say, it’s not likely. Homeowners have more equity now to buffer against foreclosure. Homeowners will choose to sell their current property and downsize instead of choosing to foreclose. For more information on the current housing market call me at 404-357-1192. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday

Happy Veterans Day! Thank you for your service, sacrifice, and dedication.

I love coffered ceilings. This is a unique play on coffering over a textured wooden plank ceiling. Beautiful. #homedecor #homesweethome #home #architecturelovers #interiordesign #cofferedceiling #farmhousedecor #farmhousestyle #woodworking #farmhouse

I love this Southwestern style living room. Adding fresh, neutral elements to your home decor will make the property more appealing to a wider range of home buyers. For more staging tips and advice all me at 494-357-1192. #homedecor #homemade #home #bedroomdecor #southwest #southweststyle #realestate #realtor #realestatebroker #realestatetips #homestaging #staging #sellyourhome #sell

Who is eligible for a Veteran’s Administration home loan? What are the benefits of applying for a VA home loan when purchasing a home? For more information about mortgage programs and purchasing a home call me at 404-357-1192. #realestate #realestateagent #homesforsale #realestatemarket #instarealestate #realestatetipsoftheday #instarealtor #realestatetipsandadvice #realestateexperts #homeownership #realestateagency #homebuying realestate #realestateatlanta #realtor #realestateagent #realestatebroker #realestateadvice #decaturga #broker #hnrealtors #aliclancyrealestate #atlantarealestateagent #atlantarealestate #atl

This week’s rates courtesy of Prosperity Home Mortgage. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday

If you love lobster bisque like I do, you have to try the Sandy Springs, Georgia staple Brooklyn Cafe. For more information on Sandy Springs, or any other Atlanta neighborhood, call me at 404-357-1192. #sandyspringsga #sandysprings #peachstate #georgiarealtor #georgia #atlanta #atl #atlantarealtors #realestate #realestatetips #realestateadvice #realestateexpert #realestateexperts

Homeownership remains the largest source of wealth for Americans living in metro areas. For more information call me at 404-357-1192. #realestateexpert #homevalues #realestate #realestateagent #realestateinvesting #realtor #realestatebroker #realestateinvestment #homebuying #homeownership

As the current forbearance mortgage relief options come to an end, many are wondering if we’ll face a foreclosure crisis next year. This is understandable, especially for those who remember the housing crisis that began in 2008. The reality is, plans have been put in place through forbearance to ensure history doesn’t repeat itself. Many homeowners are concerned that they’ll have to pay the deferred payments back in a lump sum payment at the end of forbearance. Thankfully, th...at’s not the case. Fannie Mae explains, You don’t have to repay the forbearance amount all at once upon completion of your forbearance planHere’s the important thing to remember: If you receive a forbearance plan, you will have options when it comes to repaying the missed amount. You don’t have to pay the forbearance amount at once unless you are able to do so. Many who initially applied for forbearance didn’t end up needing it. For those who are still in forbearance and unable to make their payments, foreclosure isn’t the only option left. In their Homeowner Equity Insights Report, CoreLogic indicates, In the second quarter of 2020, the average homeowner gained approximately $9,800 in equity during the past year. Many homeowners have enough equity in their homes today to be able to sell their house instead of foreclosing. Selling and protecting the overall financial investment may be a very solid option for many homeowners. As Ivy Zelman, Founder of Zelman & Associates, mentioned in a recent podcast, The likelihood of us having a foreclosure crisis again is about zero percent. If you’re currently in forbearance or think you should be because you’re concerned about being able to make your mortgage payments, reach out to your lender to discuss your options and next steps. Having a trusted and knowledgeable professional on your side to guide you is essential in this process and might be the driving factor that helps you stay in your home. #expertanswers #stayinformed #staycurrent #powerfuldecisions #confidentdecisions #realestate #homevalues #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline to buy a home is different for everyone, the question remains: Should I continue renting or is it time for me to buy? The answer depends on your current situation and your future plans, so here are some thoughts to help you de...cide if you’re ready to own a home of your own. >> Rent will continue to increase This is one of the top reasons why renters decide to move, because in most cases, rent will continue increasing each year. >> Freedom to customize This is a big decision-making point for many people who want to be able to paint, renovate, and make home upgrades. >> Privacy When renting, your landlord has access to your space in case of an emergency. >> Flexibility for Relocation If you’re renting, it may be easier to move quickly should you have a job transfer or simply decide it’s time for a change. >> Building Equity When you pay your rent, your landlord earns the equity. If you own your home, the benefits of your investment go directly toward your net worth. >> Tax advantages When you own your home, there are additional tax benefits that work in your favor as well. It’s up to you to decide if you’d prefer to rent or buy, and it’s different for every person. If you’d like to learn more about the pros and cons of each, as well as resources to help you along the way, DM me to discuss your options. This way, you can make a confident and informed decision with a trusted expert on your side. #Rentvsbuy #firsttimehomebuyer #opportunity #housingmarket #househunting #makememove #homegoals #houseshopping #housegoals #investmentproperty #emptynest #downsizing #locationlocationlocation #newlisting #homeforsale #renovated #starterhome #dreamhome #curbappeal #keepingcurrentmatters

Tomorrow, Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them for four reasons: >>Demand Is Strong among Millennials The nation's largest generation began entering the housing market last year as they reached the age to marry and have children - two key drivers of homeownership. As the Wall Street Journal recently reported, M...illennials, long viewed as perennial home renters who were reluctant or unable to buy, are now emerging as a driving force in the U.S. housing market’s recent recovery. >>Mortgage Rates Are Historically Low All-time low interest rates are also driving demand across all generations. Strong demand created by this rate drop has countered other economic disruptions (e.g., pandemic, recession, record unemployment). In addition, Freddie Mac just forecasted mortgage rates to remain low through next year. >>Prices Continue to Appreciate The continued lack of supply of existing homes for sale coupled with the surge in buyer demand has experts forecasting strong price appreciation over the next twelve months. >> History Says So Though it’s true that the market slows slightly in November when it’s a Presidential election year, the pace returns quickly. There’s no doubt this is one of the most contentious Presidential elections in our nation’s history. The outcome will have a major impact on many sectors of the economy. However, as Matthew Speakman, an economist at Zillow, explained last week, While the path of the overall economy is likely to be most directly dictated by coronavirus-related and political developments in the coming months, recent trends suggest that the housing market which has basically withstood every pandemic-related challenge to this point will continue its strong momentum in the months to come. #Election2020 #realestate #homeownership #homebuying #realestategoals #realestatetips #realestatelife #realestatenews #realestateagent #realestateexpert #realestateagency #realestateadvice #realestateblog #realestatemarket #realestateexperts #realestateagents #instarealestate #instarealtor #realestatetipsoftheday #realestatetipsandadvice #keepingcurrentmatters

Under contract on this East Cobb cutie! #realestate #realestateagent #homesforsale #realestatemarket #instarealestate #realestatetipsoftheday #instarealtor #realestatetipsandadvice #realestateexperts #homeownership #realestateagency #homebuying realestate #realestateatlanta #realtor #realestateagent #realestatebroker #realestateadvice #broker #hnrealtors #aliclancyrealestate #atlantarealestateagent #atlantarealestate #atl #eastcobb #mariettasquare #mariettaga

The Marietta Square has so much to offer! Fantastic restaurants, drinking establishments, arts and shopping. For more information on the Marietta Square or any other Atlanta neighborhood call me at 404-357-1192. #realestate #realestateagent #homesforsale #realestatemarket #instarealestate #realestatetipsoftheday #instarealtor #realestatetipsandadvice #realestateexperts #homeownership #realestateagency #homebuying realestate #realestateatlanta #realtor #realestateagent #realestatebroker #realestateadvice #decaturga #broker #hnrealtors #aliclancyrealestate #atlantarealestateagent #atlantarealestate #atl #localbusiness #local #localfood #locallygrown

Happy Halloween! Don’t forget to set your clocks back!

Happy Halloween!!!!!