Allison Beldick

Pay off your student loan debt with Atlantic Bay’s Student Loan Cash-Out Refi program. This program allows you to pay your debt directly to your student loan servicer at closing through the transaction of a refinance. Contact me today to learn how you can take advantage of this awesome program! - http://www.atlanticbay.com/AllisonBeldick

The mortgage process is like a performance. There’s a lot of moving parts behind the curtain! Read more about what goes on backstage when applying for a home loan! #AtlanticBay #MortgageLending #HomebuyingProcess... - https://www.atlanticbay.com/know/mortgage-process-defined/

This weekend marks the 20th anniversary of the 9/11 attacks on America. I encourage each of you to take a moment to remember the courage of so many Americans, firefighters, paramedics, and policemen who sacrificed their lives to save others. As Americans, we will always remember and never forget.

In 2021, improving your home’s screen appeal is as important as ever. Nearly all buyers begin their housing search online. Learn how to better your home’s screen appeal! #AtlanticBay #HomeSellers #HomeSearch... - https://www.atlanticbay.com//screen-appeal-to-leverage-h/

Celebrating Labor Day and the last days of summer! Wishing everyone a safe and happy holiday!

Amy Steiner NadlerSam Levy

Choosing how to save your money might leave you feeling restless. What’s the best way to save for me? Am I thrifty enough? ... To put your mind at ease, we’ve made a list of the top five ways to save money. #AtlanticBay #HomeLiving #HomebuyerTips - https://www.atlanticbay.com//kno/top-5-ways-to-save-money/

When paying for your mortgage is a struggle, what options do you have? - Save money by upgrading your home - Make monthly budgets - Refinance ... Explore these options more in-depth, here: https://www.atlanticbay.com//when-paying-your-mortgage-is/ #AtlanticBay #MortgageAdvice #MortgageLoans

It’s the last week to register and I can’t wait to lace up my tennis shoes and get moving! Especially when it’s for such a worthy cause! It’s not too late for you to sign up! When you sign up, you are directly helping Roc Solid Foundation build hope for kids fighting pediatric cancer. Unlike a traditional race, the Roc Run 4 Fun event takes place anytime, anywhere between August 27- 29. It’s a 5k at your pace! Run, walk, bike, hike, or swim! The choice is yours! ... https://raceroster.com//50135/atlantic-bays-annual-roc-run #RocRun4Fun #ABCares #AtlanticBay

Buying your new home is the next chapter in your life. But what exciting stories will fill the pages? A good place to start is involving yourself in the community. ... Check out these simple ways that will get you started: https://www.atlanticbay.com//looking-outside-your-home-an/ #AtlanticBay #NewHomeowner #HomeLife

Industry peers and friends - the mortgage industry needs your voice! In January, changes to the GSE’s Preferred Stock Purchase Agreements have caused Fannie Mae and Freddie Mac to implement volume caps on higher-risk loans, investor properties, and second homes. This amendment has severe consequences to our industry. I urge you to take action and let your opinion be heard. ... Contact your Senators and Representative, urge them to contact Treasury Secretary Janet Yellen and FHFA Director Mark Calabria to allow flexibility in the implementation of the GSE purchase caps. - https://www.mba.org/get-involved/take-action

Attention agents! Our TBD Underwriting program gives your buyer a conditional approvalthe next best thing to a cash offer. This means the file is already underwritten before you write an offer. No purchase contract necessary! Let’s talk about how this valuable program sets up a quick, seamless close. - http://www.atlanticbay.com/AllisonBeldick

It is finally time to celebrate the Fourth of July! Taking advantage of this long holiday weekend to enjoy the summertime. Happy Independence Day! #IndependenceDay #AtlanticBay #WeHaveFun

"You guys made it easy for us and we’re extremely responsive to any questions we had. Keep up the awesome work!" says Christopher

"Working with Alison and her team was an amazingly easy and comfortable experience, making it happen in that short time and under pressure just show their professionalism, Thank you!." says Nir

Just like the loan journey, the closing experience can be tailored to meet the needs and preferences of homebuyers. Hybrid E-Closings Allow borrowers to complete most of the closing paperwork from their home only signing a few documents in person at closing. Available in all our markets.... Full E-Closings Everything from the initial loan application to conditions to final closing documents is virtual. The settlement agent, attorney, borrower, lender and real estate agent still have the exciting closing experience just online (or from home). Ask me about e-closing options. - http://www.atlanticbay.com/AllisonBeldick

"Allison and team were great. Very thorough and took all the stress out of the process." says Lawrence

"Allison and her team went above and beyond! I would strongly recommend them! :)" says Kimberly

"Alison had access to better mortgage options than her competition. She is incredibly knowledgeable and even helped us increase our credit score more effectively than the credit repair company we hired. She helped us qualify and meet all deadlines so we can secure our newest dream home. Alison and her team are super responsive and communicative. The best mortgage process we have ever had, frankly (and we have done this process.." says Yasmine

"Allison and Gail were great to work with. We needed someone(s) to hold our hand (we are in Ohio and buying in Atlanta). They were great!" says Monte

"Allison/team were fantastic to work with. You found a way to make our house a reality in time to be "home for the holidays". Thank you again for making it happen!" says Robert

As our industry evolves and adapts to the virtual home buying journey, Atlantic Bay is offering a variety of e-closings. If you’re ready for a closing experience that can take less than 15 minutes (and from the comfort of home), contact me to learn more. - http://www.atlanticbay.com/AllisonBeldick

"A very hard working and effective group of women!" says Haley

"So helpful in every way, thanks!" says Laura

"Responsive team easy to work with would recommend to anyone who is interested" says Michael

Mortgage Tip Tuesday: Depending on the type of mortgage you select for your new home, you may be required to pay mortgage insurance, which can impact the amount of your monthly mortgage payment.

Congratulations, you’re a homeowner! Now what?! Once you’ve signed the paperwork and received your keys, you may be wondering what’s next. Don’t worry, I’m still here to help. #AtlanticBay - https://www.atlanticbay.com//10-things-to-do-after-buying/

"This is my second time using Allison for my mortgage refinancing and she is the BEST! She makes the whole process easy and simple. She is awesome! ??" says Kimberly

Meet Fannie, Freddie, and Ginnie. These names may sound like someone’s southern grandparents, but to homebuyers they are much more. #AtlanticBay - https://www.atlanticbay.com//3-things-to-know-about-fanni/

As you start the home buying process, you’ll hear the terms title and deed frequently referenced by your real estate agent and homebuying team. These two terms are very closely connected, which can cause a lot of uncertainty in their definitions and also how they differ. Understanding these terms can help you better navigate the home buying process. #AtlanticBay - https://www.atlanticbay.com//whats-the-difference-between/

If you're planning on buying but trying to limit how much you pay out of pocket, keep these six things in mind while you're house and mortgage hunting: 1. See if you qualify for a VA loan. 2. Consider an FHA loan. 3. Opt for a homebuyer assistance program.... 4. Don’t overlook the USDA loan. 5. Receive a down payment gift. 6. Have the seller pay closing costs. Think you might be ready to start your home search? Let’s chat and go through home loan options that can work for you. Loan programs are subject to change at any time. All loans subject to income verification, credit approval and property appraisal. #AtlanticBay - https://www.atlanticbay.com//6-ways-to-buy-a-house-with-l/

Happy Halloween to you and your kiddos from all of us here at Atlantic Bay! #Halloween #AtlanticBay #mortgagelender #mortgagelending #mortgagebanker - http://www.atlanticbay.com/AllisonBeldick

Are you prepared to make the most of the rest of the year? While the market has taken many turns over the past several months, now we’re seeing low rates, low inventory, and a fast-paced market. With the right guidance, it’s the perfect time for sellers and buyers. Are you ready to get started?! #AtlanticBay - http://www.atlanticbay.com/AllisonBeldick

Should you buy a home right now? It’s a great question to ask right now. And truthfully, this might be the best market in our lifetime to buy. Mortgage rates are holding at record-lows and refis are at all-time highs. Whether you’re ready to take the next step and start your home buying process, or just want to plan for your future, I’m here for you. #AtlanticBay... - https://www.atlanticbay.com//ho/is-now-a-good-time-to-buy/

Our team at Atlantic Bay can’t wait to welcome you home. And if you’re just starting out the home-buying process, you might be wondering why you need a mortgage banker like me. At Atlantic Bay, our goal is to always lend you peace of mind during your entire loan process. How do we do that? 1) We understand buying a home is one of the biggest financial decisions you can make, and we know that the hunt for the perfect home takes time. By meeting up front, we’re able to get your... finances squared away so that you have a better understanding of what you can afford! 2) We’re experienced local mortgage bankers. We can answer any questions you might have about the process and thereafter. We make sure that you understand what goes into the process, we set expectations and we keep you posted every step of the way. 3) Behind each of us is a strong support team ready to help you along the way. We notify you of where you are in the loan process from application to the closing table, ensuring transparency throughout the journey. Ready to take the next step? I’m here for you whenever, wherever, however. #AtlanticBay

At Atlantic Bay, we believe that culture is our biggest strength. Our Core Values have always been a part of who we are we genuinely care, we inspire growth, and we have fun. This year it’s become clear to us how much every single one of our team exemplifies these values day in and day out. Because of that, we wanted to give everyone at Atlantic Bay the chance to nominate fellow employees who epitomize these values in our quarterly Atlantic Bay to the Core Award. We are thr...illed to recognize our first Genuine Care award recipients - Kurt Owen, Lisa Rowe, and Bryan Yoshino. Thank you for always putting people first, prioritizing relationships, working as a team, and being confidently humble. You are a true Atlantic Bay superhero. #oneteamonemission #ABMGunite #wehaveFUN #thisisAtlanticBay - http://www.atlanticbay.com/AllisonBeldick

We all know that owning a home requires maintenance. But it’s not just maintaining the house itself, it’s also maintaining the financial responsibilities of owning a home. So, when there’s an opportunity to decrease costs or use your money wisely with updates, it’s important to do so. That’s where refinancing comes in. #AtlanticBay - https://www.atlanticbay.com//3-reasons-why-refinancing-sh/

Refinancing is the process of financing your loan all over again but with different loan conditions. Simply put, it means you’re replacing your existing loan with a new one. But why should you consider a refi? 1) The interest rates went down. 2) Your household income changed. 3) Your debt-to-income changed.... Click the link to read the full article. Any if you’re interested in seeing what a refi could do for you, let’s chat! #AtlanticBay - https://www.atlanticbay.com//3-reasons-why-refinancing-sh/

Join us in our free Power Panel webinar October 16 as 2 Top REALTORS provide helpful tips to bring in business in today’s market. We'll cover: - How do I get my phone to ring? - What are you doing with your business plan?... - How are you getting reviews online? - Low Inventory in your market? To sign-up and see complete details visit: https://atlanticbay.zoom.us//reg/WN_1Q6Oi89VSBW5AP-x6Oum3g - https://atlanticbay.zoom.us//reg/WN_1Q6Oi89VSBW5AP-x6Oum3g