Angel Oak Home Loans

Welcome to Angel Oak Dee! https://angeloakhomeloans.com/advisors/deebaldwin/

This Monday we are motivated based on all of the positive reports and data we are seeing regarding the mortgage industry! The Mortgage Bankers Association just released a report on post-pandemic mortgage activity. Data shows that mortgages were about 2.2% easier to come by in April than in March. And on some types of loans, mortgage availability was up as much as 12.6%. That’s great news! We have made many updates to our products ensuring flexible loan options for a quick cl...ose! Call us today and get motivated too! https://angeloakhomeloans.com/find-an-advisor/

At Angel Oak Home Loans we understand the importance of supporting our communities and giving back! We welcome opportunities to help our local Realtors, clients, family, and friends. And are always involved in anything from charities, to little league and local college tailgates. Just last weekend our team in Louisiana hosted a fun tailgate at the LSU game for Realtors, customers, friends and family! We love bringing everyone together! Built for Speed. Driven by Service. Clo...se Quickly with Angel Oak Home Loans. Check us out! angeloakhomeloans.com

Are you ready to buy your perfect home AND need options that allow for a lower down payment? At Angel Oak we offer flexible loans for borrowers with low to moderate income who are looking for a more affordable loan or a lower down payment. We have FHA, USDA and VA home loans, and are here to help you walk through the process and customize a home loan to your specific circumstances. Home Loan Options: FHA (Federal Housing Administration)... - Purchase and refinance - Down payments as low as 3.5% - Down payments can be gifted with required source verification USDA (Rural Development) - Up to 100% financing available - Home must be in a designated eligible USDA area - Not limited to first time homebuyers VA (Veterans Affairs) - Available to active-duty personnel and honorably discharged veterans - Up to 100% financing available - Fixed and adjustable interest rates - No monthly mortgage insurance Tell us your story, we are here to help! https://angeloakhomeloans.com/product-offerings/

Customer service is what Angel Oak is all about! Licensed Sales Manager Andy Yauss in Melbourne, Florida was gracious and informative every step of the way when assisting a family buying a new home. Whether we are local or in a different time zone, our team is always helpful and provides top notch service to all our clients. Read a recent testimonial below and see for yourself "Great to work with. Andy was able to provide a seamless transition to owning a home. He kept me informed and prepared for every step of the homebuying process while dealing with the logistics of being in a four hour difference time zone. I can’t begin to thank him enough for all the help he provided my wife and me."

If you are in the market for a higher-priced property that exceeds conforming limits set by the Federal Housing Finance Agency, this Q&A video is FOR YOU! Licensed Sales Manager Rick Fantucci shares some great insight on our Jumbo loan products such as Gold Prime Jumbo, Prime Jumbo and Non-QM Platinum Jumbo, all the benefits as well as working with Angel Oak for all your mortgage needs. Tune in for more information! To find a mortgage professional like Rick in your area click the link: https://angeloakhomeloans.com/find-an-advisor/

Welcome to Angel Oak Worth! https://angeloakhomeloans.com/advisors/worthwalker/

Congratulations to Donnie Walton for being our September Top Producer for Units!

Congratulations to JP Meglio on being our September Top Producer for Volume!

This Monday we are motivated to share that the interest rates are still LOW! The housing market is going strong heading into the fall season, and the inventory is improving with development of new homes as well as new listings coming on the market. At Angel Oak we offer innovative non-QM products that can help you be in a new home and fast! Call us and avoid delays! https://angeloakhomeloans.com/find-an-advisor/

We love our behind the scenes heroes! This Friday we are giving a shout-out to our hard working operations team. We are closing loans as fast as possible for our clients and setting records in volume. It wouldn't happen without this fantastic team of people. Every day they deliver a high attention to detail, accuracy and quality of work. They are the best in the business focusing on efficient time management and adhering to tight deadlines. Their number one goal is making sure all final documents and verifications are in place prior to closing to ensure YOUR loan closes as quickly as possible. In today's market, you want a team like this working on your loan. Find one today! https://angeloakhomeloans.com/find-an-advisor/

We Are Open! Angel Oak Home Loans and Licensed Branch Manager Shaun Davis are happy to announce our new branch opening in Westlake Village, California. We are so excited to share all of our innovative home loan products with you! Stop by and say HELLO, we are here to assist all those in Westlake Village area with their loan needs from new purchases to refinances. https://angeloakhomeloans.com/branch/westlakevillage/ Visit us at 2625 Townsgate Road, Suite 330, Westlake Village, California 91361

Are you a 1099 earner wanting to purchase or refinance a home but not sure how it works based on your circumstances? At Angel Oak we see this every day and have a loan product created specifically for you. It’s called a 1099 Income Loan and those who are eligible can qualify using their 1099 earning statements, and no tax returns required! Call us today to see if you are eligible or to just receive more information. It starts with a conversation! Highlights:... -No tax returns are required -Most recent one to two years 1099 plus year to date earning statement allowed -Year to date bank statement submissions allowed -1099s must be from a single employer for the last two years -Purchase, cash-out or rate-term refinance For more information click the link: https://angeloakhomeloans.com/produ/bank-statement-program/ Built for Speed. Driven by Service. Close Quickly With Angel Oak Home Loans

Bank Statement mortgage loans are for people who are self-employed and / or 1099 earners. Traditional loans require tax returns to determine income to qualify for a home loan. Typically, self-employed people have tax write-offs and their returns cannot be used to qualify for traditional financing. If you are self-employed then you should know about our Bank Statement loan created just for you! This applies to people needing a Jumbo loan and property investors as well. You need 12 or 24 months business or personal bank statements and to be able to document your self-employed work history. You don’t need tax returns! For other requirements and to see if you are eligible visit https://angeloakhomeloans.com/produ/bank-statement-program/

Angel Oak Home Loans is excited to announce our new branch in Melbourne, Florida! We are bringing all of our innovative mortgage loan products and excellent customer service to help Melbourne with their loan needs from new homes to refinances. Watch our video to learn more about us! Message us or click the link to contact a local Licensed Mortgage Advisor. https://angeloakhomeloans.com/branch/melbourne/

The real estate and mortgage industry is busy right out of the gate in 2021 with many people buying homes or refinancing right now. Often times homebuyers needing a Jumbo loan find out they don't qualify for Prime Jumbo which puts them at risk for losing their dream home. Come to us first! We have a Jumbo program consisting of a Prime Jumbo loan and a non-QM Jumbo option as well. Instead of saying no, we advise eligible Jumbo homebuyers on the right loan and get it closed as quickly as possible. Avoid frustration and delays! Work with us and find out the right mortgage product for you from the start. https://angeloakhomeloans.com/product_offerings/jumbo/

Are you self-employed or a 1099 earner wanting to purchase a home or refinance but not sure how it works based on your circumstances? We understand and that is why we have a loan product created specifically just for you. It’s called a Bank Statement home loan and those who are eligible can qualify using personal or business statements. We do not require income or tax returns. People with 1099s can use their 1099 earning statements to qualify. Bank Statement loans are one of our most highly utilized loan products. We have helped many self-employed people with their refinance or achieving their dream of purchasing a new home. We can help you too! Call us today to see if you are eligible or to just receive more information. It starts with a conversation! https://angeloakhomeloans.com/produ/bank-statement-program/

Tax documents are about to start showing up in mailboxes and inboxes. Any 1099 earners out there wanting to know how to purchase or refinance without a W-2? Use your 1099s or earning statements! We have a Bank Statement product that includes an option for 1099 earners. Call us and tell us about your situation. We can let you know if you are eligible and what statements or documents are needed. It starts with a conversation! https://angeloakhomeloans.com/find-an-advisor/

The home purchase market is booming and is expected to continue into 2021. The Mortgage Bankers Association (MBA) just released their 2021 market forecast announcing that purchase originations are expected to grow 8.5% to a new record of $1.54 trillion in 2021. On top of that, a new record was set the week of October 28th with the average loan size up to $372,600. This is great news for anyone thinking about selling and buying a new home. Keep in mind that inventory could still be tight, though, and you might have to act fast to get the home you want. And there is time to close before the holidays! Read more here: https://angeloakhomeloans.com//ready-for-a-new-home-marke/

Welcome to Angel Oak Andy! https://angeloakhomeloans.com/advisors/andyyauss/

This Monday we are motivated by the observance of Veterans Day this Wednesday, November 11th. We give thanks to the many people who have served our country. The best way we know to honor them is by providing VA home loans and we have proudly helped many veterans purchase a home through this program. VA loans are for eligible veterans, reservists, active duty personnel or eligible family members. For more information, visit https://angeloakhomeloans.com/product/va-home-loan-program/

It's the season of giving thanks and we have much to be thankful for. We have had the pleasure of working with many homebuyers helping them purchase their dream home. Everyone comes to us with their own story and a challenge they worry will keep them from their goal of homeownership. Our customer service, advisory approach and innovative loan options have provided solutions that worked! We thank our homebuyers for trusting us and sending referrals our way resulting in record growth for our company. We look forward to helping many more! https://angeloakhomeloans.com/find-an-advisor/

We work with many first time homebuyers who are a little nervous when they start the process. Our goal is to make it easy and instill confidence throughout the process. Licensed Mortgage Advisor Kristian Siemon did just that with a recent closing for first time homebuyers! Find a mortgage expert in your area like Kristian https://angeloakhomeloans.com/find-an-advisor/

Ready for your first home? We have helped many first time homebuyers with their mortgage loan recently who didn't think they would qualify. Many people aren't aware of the many different loan options available - and many lenders do not have options. We do! We have traditional loan products and non-traditional products. FHA loans in particular are being highly utilized among first time homebuyers due to low down payment and flexible credit requirements. We offer FHA too! We don't expect you to know what you qualify for. That's our job to listen and let you know what you are eligible for. It starts with a conversation https://angeloakhomeloans.com/find-an-advisor/

It is Who We Are Wednesday with Branch Manager George Richardson in the spotlight. George is in beautiful Huntersville, North Carolina which is just north of Charlotte. He loves all that the area has to offer which makes it especially gratifying helping homebuyers purchase their dream home in the area. Like many people, George has been working from home and says it has its benefits thanks to his staff Cooper and Baxter. George has held many different mortgage jobs over the... past 32 years, but he always circles back to originating. He says it’s the most rewarding job in the industry. His favorite thing about Angel Oak are the options we have for homebuyers. Offering traditional and non-traditional mortgage products enable us to help people with unique loan challenges. Often times, they think they can’t qualify and George loves being able to present them with a loan solution tailored to their specific situation. George is Who We Are dedicated to serving borrowers and supporting Realtors through our lending products and excellent customer service. For more information, please contact him or visit https://angeloakhomeloans.com/advisors/georgerichardson/.

Congratulations to Richard Staley and Debbie Bennett for being our October Top Producers!

The market is shifting and you’re going to like it! The Mortgage Bankers Association (MBA) just released their 2021 market forecast announcing that purchase originations are expected to grow 8.5% to a new record of $1.54 trillion in 2021. On top of that, a new record was set the week of October 28th with the average loan size up to $372,600. Inventory could still be tight, though, and homebuyers will have to act fast to get the home they want. That’s why you need a lender rea...dy with loan options. Maybe your homebuyer qualifies for traditional guidelines..but maybe they just miss it. Do not end up with an unpleasant surprise! Have your buyer call us first - we are a full-service lender with traditional loans AND non-QM options. - Bank Statement No tax returns required. Eligible self-employed borrowers can qualify using personal or business bank statements. -Investor Cash Flow Property investors qualify based on rental analysis not income or tax returns. -Portfolio Select For homebuyers who just miss qualifying under traditional guidelines. -Jumbo Prime and non-QM Jumbo options for home purchases outside the conforming limit. -FHA, VA, USDA Government insured loans with down payment options. And more..contact us today! https://angeloakhomeloans.com/find-an-advisor/

We are motivated this first week of November knowing many people would like to be in a new home before the holidays. Can it happen for you? There is still time! Call us today to see if you are eligible. We have the loan options that might make it happen. It starts with a conversation! https://angeloakhomeloans.com/find-an-advisor/

We are proud to be Angel Oak strong in pink! It's been a pink out everywhere you look here....in the halls, working from home and Zoom calls. Breast Cancer Awareness continues to be crucial as we join the fight against this deadly disease. We hope we have helped to empower individuals with breast cancer and raise awareness for early screening. #breastcancerawarenessmonth

When you work with Angel Oak Home Loans you get an entire team of experts ensuring your loan closes efficiently and quickly. Everyone works together delivering exceptional service from your direct contacts to people behind the scenes. Did you know we have closing specialists who are dedicated entirely to overseeing your closing? It’s true! Our closing team oversees every aspect of closing and the disbursement of mortgage loans while ensuring compliance with federal, state and... investor requirements. They have a big job that includes careful attention to detail such as calculating closing figures, reviewing for compliance, working with title companies among many other important things. Our closers are chosen because they meet our requirements and high standards for accountabilities and qualifications. Their goal is your goal..to get you to the closing table quickly! As our valued customer, we place your goal in the hands of experts. They are a smart and dedicated team we are proud to have here at Angel Oak. Ready to find your team in your area? Visit https://angeloakhomeloans.com/find-an-advisor/