Geoff Smith Branch Manger and Mortgage Banker

PennyMac has increased their conforming loan limit to $625,000! This could mean more buying power for you. Read more: http://ow.ly/EX0e50GnIz0

#TipTuesday Learn why people choose to refinance to help reach their financial goals. http://ow.ly/THTC50Gm9y4

Finding the perfect home for your family can be difficult. Don’t settle for less. Design a place you’re proud to call home. Message me if you're interested in a construction loan!

There is no "normal amount" when it comes to a down payment on a home. Here are some factors to consider when deciding how much you should save: http://ow.ly/S9a750GhTwV

Even if this isn't your first rodeo, I can still help you weigh your mortgage options to decide what fits your financial goals. Message me to get started!

Nervous about taking the leap? You got this. Download our First-Time Homebuyer Guide for tips on how to be prepared! http://ow.ly/xxBm50GdLRQ

Even a small donation to St. Jude can make a BIG Impact! St. Jude families never receive a bill for treatment, travel, housing, or food, so every donation is critical to help families in need. I challenge you to donate $5 today! Donate now: http://ow.ly/DZLY50Gb9p8

During the month of September, Assurance Financial will donate $50 to St. Jude Children’s Research Hospital for each completed loan application. If you're thinking about buying or refinancing, now is the perfect time! Message me to get started!

Lower cost of living = more scenery. Ready to downsize? Message me, and let's review your financial future!

#TipTuesday Mortgages are complex, and many homeowners have questions when they first get started. Here is your guide to payments: http://ow.ly/jAsU50G5FML

Assurance Financial is proud to partner with St. Jude Children's Research Hospital in the fight to end childhood cancer. In honor of Childhood Cancer Awareness Month, we will donate $50 for each completed loan application during the month of September! Learn more about our Apps for Kids campaign: http://ow.ly/peXM50G1STG. #StJude #AppsforKids #ChildhoodCancerAwarenessMonth

#TipTuesday Pre-qualification helps you understand what homes are in your price range and much more!

Life transitions, even the happy ones, can generate stress. Relax, we have a loan for every stage of life! Message me to get started today!

Working with Geoff was the best. Will definitely use him again and recommend him to all my friends and family. Great Job!!!

Very straight-forward and extremely professional.

Have you seen our latest news?

Mr Smith took a personal interest in my loan and getting it done. He was patient and thorough. Explained everything in great detail and made sure the process ran smoothly.

Better House, Same Monthly Payment

Someday We'll Be Living The Good Old Days

Geoff was fantastic. Easiest and smoothest refinance I have ever had.

Geoff was always reachable and timely.

Geoff went above and beyond for us. He was extremely prompt with our loan and needed documents to make sure we had a quick and easy close! He helped make my family's dream come true and rode the crazy Rollercoaster of a ride through this loan eight by our side. I would highly recommend for anyone poking for a competent, and understanding lender.