Business Credit ATL

It’s important to note that when applying for financing and credit using your business credit, you should NOT supply your social security number on the application, even though it will be requested. When you do this, NO personal credit can be pulled because the lender can’t pull your personal credit without your SSN. This forces them to only pull your EIN credit as you supplied your EIN not your SSN. This means you will be approved ONLY on the merits of your BUSINESS credit report... your personal report isn’t even reviewed. Call me today so we can talk more about obtaining money and credit for you and your business.

When you apply for something such as a business loan, the lending institution pulls your business credit using your name, address, and EIN number. This information is sent to the business credit reporting agencies, and they supply the lender a credit report with all the information they have relating to a business with a similar name, address, and EIN. With this type of credit an inquiry is then put on your business credit report, and your business report is used to make the lending decision. Plus, the credit you obtain will then be reported to the business reporting agencies. Contact us today to get business credit for your business.

Business credit is credit in a business name that’s linked to the business’s EIN number. This is credit a business owner can obtain that is not linked to their SSN. When built correctly, the SSN isn’t even supplied on the application meaning there is no personal credit check to obtain this kind of EIN credit. When you apply for something such as an auto loan, the lending institution pulls your personal credit using your name, address, and social security number. Contact us today to get business credit for your business.

How to use your business credit profile Using your newly established business credit profile and score, you can then get approved for store credit, and eventually store credit without needing to supply your SSN or personal guarantee. This is possible because now your EIN credit profile is established, and can stand on its own. So if you leave your SSN off of the application, the credit issuer then pulls your EIN credit, sees a solid profile and score, and can then approve you for real revolving credit. Contact us today to get business credit for your business.

How to build business credit the right way To start your business credit profile the RIGHT way, you need to get approved for vendor accounts that report to the business credit reporting agencies. Once you’ve done this, you can then use the credit, pay back what you used, and the account gets reported to Dun & Bradstreet, Experian, or Equifax. Once reported, then you have trade lines, an established credit profile, and an established credit score. Contact us today to get business credit for your business.

How to start building business credit Most consumer credit starts with secured credit cards or an account that has a well- established co-signer but co-signed accounts and secured accounts really aren’t popular or widely used in the business world. Most business credit starts with VENDOR accounts instead. VENDOR accounts are accounts that typically offer terms such as Net 30, instead of revolving so if you get approved for $1,000 in vendor credit and use all $1,000 of it, you’d need to pay that money back in a set term such as within 30 days on a Net 30 account. Contact us today to get business credit for your business.

Building Business Credit With most business credit cards you need to have good CONSUMER credit to get approved. But what if your personal credit isn’t good and you don’t have a guarantor? This is when BUILDING BUSINESS CREDIT makes a ton of sense. Even if you have good personal credit, building your business credit helps you get even more money... and without a personal guarantee. Contact us today to get business credit for your business