Brian Koncul

After a string of record-breaking low mortgage rates last year, rates are on the move in 2021 due to expectations that trillions in stimulus will spur a faster economic recovery. If you’ve been waiting to secure a still-low rate for a home purchase or refinance, now may be the time to do so. Our one-time free float down can take the worry out of locking in a rate. The float down is available on purchases and refinances using conforming conventional, FHA, and VA fixed-rate loa...ns. Here's how it works: 1 Buyer locks their loan for at least 60 days at the current market rate 2 If rates improve by at least .125, we float them down at their current pricing for free 3 Borrowers must take advantage of the float down between 60 and 15 days prior to closing Yes, it's that simple! Contact me today to further discuss your options. #banksouthmortgage #mortgagetips #interestrates #ratelock #mortgagerates

The seasons are changing, but one thing will always stay the same... BankSouth Mortgage is here for your home financing needs!

FHA announced that they are increasing the max loan limits for 2021, effective January 1st! Increase your purchase power without having to increase your down payment! Ready to discuss your loan options? Contact me today to get started! #fha #banksouthmortgage #yourlocallender

Love where you live with your local Savannah lending experts! #BankSouthMortgage #YourLocalLender #SavannahGA

It’s that time of year again when online retailers begin the big holiday sales push. With all that activity comes increased online fraud, malware attacks and scams. Protect yourself from a Ho Ho Oh No experience by being extra careful while you shop. Shop at online retailers you know. Don’t use search to find retailers. Search engines such as Google and Bing cannot be trusted to filter out malicious sites. Instead, type in the name of the retailer’s site yourself to b...e sure you get to the site you want. Be wary of email promotions. Email scammers are very active at the holidays, especially fake charities and urgent notices. Use your cybersecurity training to carefully examine senders, links and email content before clicking on a link. Check for HTTPS:. Secure web sites always start with HTTPS:// . If a site does not have it, do not trust it - DO NOT enter any data or download anything. Set account activity alerts. Many institutions (like us) allow you to set alerts of credit card or bank account activity. It’s a good time to enable the notifications, or to get them more frequently while you do your holiday shopping. For more tips on shopping safely online, visit www.cisa.gov, a division of the Department of Homeland Security.

Happy Thanksgiving!! I am thankful for the opportunity to earn your business each and every day!

It doesn't have to take 30 years to pay off your mortgage! With ReadySelect, you're able to choose a mortgage term that best suits your needs. Contact me today to get started.

Keep tabs on the action of your favorite ACC team during the 2020 college football season with this composite schedule, courtesy of your favorite local lender! #BankSouthMortgage #BSM #YourLocalLender #ACCFootball

Are you searching for a new home or renovating your current one? Check out our Back-to-School Checklist for a Home Loan! #backtoschool #banksouthmortgage #mortgagelender #homeloan #homerenovation #househunting #renoloan

#CLOSED Biggest congratulations for these first time home buyers We have been on the lookout for a while for the right place for this family to call home ...and surprisingly it was right around the corner, literally! I can’t say it was smooth sailing, but I will say we wasn’t presented with any obstacle that we couldn’t knockout Once again I am so humbled and grateful to have been part of one of the biggest decisions and purchases that they will make. I can’t wait to see what y’all do with it! Welcome Home #millen #millenga #jenkinscountyga #myhometown #local #garealestate #jessicawilsonrealtor #realtor #iloverealestate #georgiarealestate #georgiarealestateagent #georgiarealtor #sold My team: : Brian Koncul Rachel Forrester : Ayers Law Office Courtney Miller Macey Aaron : Wilson Southland

The Braves are coming back! Save this schedule so you don't miss a game! #atlantabrave #gobraves #chopon

From all of us at BankSouth Mortgage in Savannah, thank you!

Don’t fall victim to wire fraud! Read our latest blog https://trst.in/smA8Sm #banksouthmortgage #mortgagenews #newblog #newblogpost #newblogposts #avoidwirefraud #wirefraud

We can officially say this one is CLOSED! Blood, sweat and more blood went into this deal. Thank you Max Boswell for being so great to work with! Can’t wait t...o do it again Brian Koncul, as always, thank you for taking care of my #buyers. Some deals are easy and some not so easy. At the end of the day I just add them all up and feel grateful to get to do this for a living. #gratefulforthemall #garealestate #jessicawilsonrealtor #realtor #iloverealestate #georgiarealestate #georgiarealestateagent #georgiarealtor #sold #burkecountyga

Your rent could be paying your mortgage!

Happy Father’s Day!

The cost of renting has been rising! With rates at historic lows, your rent could be paying your mortgage! Ready to explore home financing options? Contact me today to get started via phone, email or comment below!

#HappyMothersDay to all of our hard-working mothers out there from #banksouthmortgage!

The Mortgage Process is More Virtual than Ever! Now is a great time to take advantage of all the e-mortgage tools that BankSouth Mortgage has to offer. With all the tools available in our ReadyLoan app, we make it simple to apply, upload documents, securely sign disclosures, and more. Here's how we do it:... Virtual consultation with your mortgage banker Securely apply online E-sign all closing disclosures Video real estate closing depending on the processes of each individual closing attorney Ready for your clients to Experience Mortgage Excellence? Contact me today to get your client started!

#taxday extended to July 15 due to the Covid-19 pandemic. All taxpayers and businesses now have until July 15 to file and make payments without interest or penalties. However, to get your #taxrefund faster, go ahead and e-file! #banksouthmortgage #experiencemortgageexcellence #yourlocallender