Carol Hurst

There are so many options for adult learners today...here's four ways to take interesting classes on the cheap! Have any of you ever tried any of these?

The effects of aging land harder on an elder orphan, because the worry and concern of what will become of me if I can’t care for myself? triples when no one is around. An elder orphan has no adult children, spouse or companion to rely on for company, assistance or input. About 29 percent (13.3 million) of noninstitutionalized older persons live alone. The majority of those are women (9.2 million, vs. 4.1 million men).

And when it comes to your financial future and security, it's never too early to begin.