Cheryl Gilberry Realtor
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General Information
Locality: Snellville, Georgia
Phone: +1 678-687-8537
Address: 2220 wistera dr 30078 Snellville, GA, US
Website: cherylgilberry1.kw.com/
Likes: 88
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Coming soon November 5th, Beautiful 5 bed/ 5 bath home in the mid 400's in sought after Lake Iris @Wmsbrg Plt subdivision in McDonough.
News you can use! Apr 2020 Mar 2021 MARKET TEMPERATURE Hot... Buyers' Market Sellers' Market The median home value in Gwinnett County is $253,249. Gwinnett County home values have gone up 4.5% over the past year and Zillow predicts they will fall -1.7% within the next year. The median list price per square foot in Gwinnett County is $119, which is lower than the Atlanta-Sandy Springs-Roswell Metro average of $133. The median price of homes currently listed in Gwinnett County is $294,935 while the median price of homes that sold is $247,800. The median rent price in Gwinnett County is $1,599, which is higher than the Atlanta-Sandy Springs-Roswell Metro median of $1,500. Mortgage delinquency is the first step in the foreclosure process. This is when a homeowner fails to make a mortgage payment. The percent of delinquent mortgages in Gwinnett County is 0.9%, which is lower than the national value of 1.1%. With U.S. home values having fallen by more than 20% nationally from their peak in 2007 until their trough in late 2011, many homeowners are now underwater on their mortgages, meaning they owe more than their home is worth. The percent of Gwinnett County homeowners underwater on their mortgage is 4.7%, which is lower than Atlanta-Sandy Springs-Roswell Metro at 7.6%.
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On its website, Freddie Mac said it is actively tracking news and information about the virus and making decisions based on guidance from the U.S. Centers for Disease Control and Prevention and the World Health Organization. The public government-sponsored enterprise stated: While we understand that the impact to borrowers may be temporary, it is still a hardship, and servicers must work with impacted borrowers who are unable to make their mortgage payments to ensure they ar...e evaluated for a forbearance plan or other appropriate assistance. The Federal Housing Administration also announced mortgage payment assistance available to those affected by the virus. According to the FHA, As with any other event that negatively impacts a borrower’s ability to pay their monthly mortgage payment, FHA’s suite of loss mitigation options provides solutions that mortgagees should offer to distressed borrowers, including those that could be impacted by the coronavirus, to help prevent them from going into foreclosure. Rather than hiding from a lender, it’s wise to reach out for help. Borrowers experiencing financial difficulty should contact their mortgage servicer immediately to find out what forbearance or hardship options might be available. The Consumer Financial Protection Bureau’s Find a Counselor tool provides a list of counseling agencies approved by the Department of Housing and Urban Development. Homeowners can also call the HOPE Hotline, open 24 hours a day, seven days a week, at 888-995-HOPE (4673). In addition, here is a list of banks offering relief to customers affected by the coronavirus.
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