Empowerment Essentials, Inc.

An estate tax is a tax applicable to the transfer of property after death. Estates valued at less than $1,000,000 are not taxed in any jurisdiction. The rate of estate tax of an individual can be up to 40%. Some states also assess estate tax. The IRS form 706 has all the information on exactly which assets count in the calculations. But spending this much amount on taxes can burden your pocket. That’s why we have made a list of tips that can help you to reduce your Estate tax. #RetirementSavings #InsuranceAgency #InsuranceMarketingAgency #AnnuityInvestment #Annuity #RetirementPlan #Retirement

Travel Insurance seems like an unnecessary expense due to which, we are usually quick to ignore. However, you cannot deny that uncertainties, expensive holiday disasters, and unfortunate incidents can occur at any time. When any of this uncertainty happens, travel insurance saves you a fortune. There may be vacations where you didn’t need them. But in the future, there might be an occasion where you may need it. Here we have outlined the true benefits of a travel insurance policy. #RetirementSavings #InsuranceAgency #InsuranceMarketingAgency #AnnuityInvestment #Annuity #RetirementPlan #Retirement

You might not think about it now, but in the future, the chances are high that you may need some help in taking care of yourself. How will you pay for your medical needs? You can buy long-term insurance to prepare yourself for any medical mishaps. Long-term insurance plans cover those areas that regular health insurance doesn’t pay attention to. This includes assistance with routine or daily activities like dressing, bathing, sanitary services, laundry, and many basic needs. Long-term insurance covers the cost of necessities when you have any disease or disorder. Most long-term care insurance policies will help you pay for services like #RetirementSavings #InsuranceAgency #InsuranceMarketingAgency #AnnuityInvestment #Annuity #RetirementPlan #Retirement

Retirement is one of the primeval phases in one’s life which demands peace and stable living. With an entire lifetime of sweat and toil, retirement is to enjoy those fruits. If you are stuck in the dilemma as to how to plan your life perfectly post-retirement, do not worry. This article will be your respite, giving you a thorough 5 steps guide for perfect retirement planning. Nowadays most people prefer to just think about the present and leave the future aside. The younger g...eneration and even middle-aged people find future planning too cliché and esoteric. It is sagacious to keep yourself geared up and prepared about your life decades later. You need to be clear about your retirement goals and work towards leading a better life later on. #RetirementSavings #InsuranceAgency #InsuranceMarketingAgency #AnnuityInvestment #Annuity #RetirementPlan #Retirement See more

Are you considering thoughts on a safe, secure, and fun retirement? All you need to do is start building a financial cushion that will support you in the future. What is the first step to start planning for a shielded retirement? Planning for your retirement starts with the true evaluation of your retirement goals, your resources, and the time you have in hand to pursue it. The second concept that needs attention is the in-depth study of the types of retirement accounts that can help you raise money to fund your future. In this blog, we discuss Quick tips regarding Post Retirement plans #RetirementSavings #InsuranceAgency #InsuranceMarketingAgency #AnnuityInvestment #Annuity #RetirementPlan #Retirement

With the market currently in a slump, many speculate that an economic recession is inevitable. You may be thinking What does this mean for my retirement? or How can I make my money recession-proof? and you’re not alone! Give me a call!

Before retirement, you should know ‘The Special Social Security Rule’ that will help you get the most out of your Social Security Benefits! If you have any questions give me a call!

When entering retirement, many do not know where to start! The first step should always be determining how much money you need to support your lifestyle through retirement. A great way to ensure that you have enough money to retire is to create an income floor. This should consist of a guaranteed income stream! Annuities are great for creating that income floor. This Article explains the benefits of adding an annuity to your portfolio!

The market has clearly taken a hit and many have undoubtedly lost a portion of their retirement savings in a 401(k). Many are wondering whether there is a way to stop the bleeding. Have you lost a portion of your retirement savings in a 401(k)? Give me a call and let’s discuss a plan of action that suits your needs!

Social Security is one of the most prominently talked about topics regarding retirement. Similarly, one of the most prominent worries that retirees share is not being able to find a steady income stream that lasts. Fixed Index Annuities offer safe money options and guarantee income for life! Give me a call and let’s discuss why Fixed Index Annuities are right for you!

For many retirees, running out of money is a pressing concern. One of the biggest threats facing retirement portfolios is called ‘sequence of return risk’. In essence, this is the risk of portfolio depletion due to withdrawing money during periods of market loss. Here are ‘5 Tips to Help Your Retirement Savings Last as Long as You Live’. If you are interested in speaking to a professional, give me a call and start planning your future, today!

Did you know that annuities are the only financial products that guarantee income streams that you can’t outlive? More notably, with Fixed Index Annuities, the initial premium plus any interest earned is protected from market loss! Give me a call and let’s discuss why Fixed Index Annuities are right for you!

With the current market volatility, many are wondering whether we’ve really seen the worst of this dip. This Forbes’ Article goes so far as to compare current market conditions to those just before ‘Black Monday’. Fixed Index Annuities can protect your money from market loss! Don’t wait, start taking actions now for a better tomorrow. Give me a call and let's discuss how to avoid market loss.

Worried about this election year? With the lingering concern over the Coronavirus and recent Market Loss, it can be easy to worry. Fixed Indexed Annuities are guaranteed, safe money income investments that protect your money from market loss. Here’s how you can manage your risk in this very uncertain time! Give me a call and let’s discuss how we can protect your money from Market Loss.

With the new SECURE Act passed by Congress, ensuring that your retirement funds last is now easier. The acronym stands for Setting Every Community Up for Retirement Enhancement. The Act allows for annuities to be offered in 401(k) plans! This BankRate Article has all of the details! Give me a call and let me know what you think!