Heath Family Insurance

BUSINESS OWNER'S ALERT!! If you own a business and have 50 FTE's (Full Time Equivalents) Tax time is bringing new challenges to you. Starting this year you have to submit the following. ... Form 1094-C Transmittal of Employer-Provided Health Insurance Offered and Coverage Information Returns. Form 1095-C to IRS Employer-Provided Health Insurance Offer and Coverage Both of these forms are due to the IRS by May 30th if not filing electronically and June 30th if you are filing electronically. Business owners NEED trusted Advisors. The old way of handling group benefits is gone. Some have adjusted to the Affordable Care Act and others have not at all. Problem is not adjusting will cost a business fines and/or audits and/or time which all means loss of MONEY!! Questions Give us a call

CONSUMER ALERT!! Attention anyone working for an employer who offers Health Insurance. This is important information to know. Starting this year your employer had to fill out and send to you a 1095-C for Health Insurance. This year all you need to do is file it in your tax info area and keep it in case of audits. This is a new form this year and has caused lots of confusion. You did not do anything wrong if you already filed your taxes. If you are audited and you put on your ...tax return you had health insurance coverage you need to have a 1095 to support that. Quick Explanation 1095-C Sent by employers to employees who have health insurance through their employer 1095-B Sent by Government employers or health care programs like Medicaid 1095-A Sent by the Federal or State Health Insurance Marketplaces if you have coverage as an individual or family through the exchanges If you have questions feel free to give us a call. http://www.nytimes.com//the-1095-tax-form-for-health-care-

We here at Heath Family Insurance will be taking a break for the remainder of the weekend. As our name says we value Family and even greater than that is our Faith. So to you and your family have a safe and wonderful Easter Weekend!

Are you on Medicare? Have you shopped your Medicare Supplement in the last few years? Has your premium gone up year after year? Reality is premiums do go up. But did you know that Medicare Supplements are regulated and if you have a Plan F with one company you are going to have the same exact benefits with another company! The only difference is price. ... Don't continue to pay higher premiums every year. Did you know we save clients on average $400 per year. Could you use an additional $400 per year? Contact us today for a no cost no obligation review to see if we can save you hundreds!!

In this article you will see some numbers that may shock you. 7 out of 10 people will need Long Term Care in their lifetime People aged 55 and over accounted for almost 1 in every 4 medical bankruptcies in 2013 Family taking care of you causes a Huge burden on your family. 43.5 million American adults served as unpaid caregivers in a 12 month period, according to a 2015 report. And almost half of all family care givers spend more than $5,000 dollars a year on expenses relate...d to care giving a survey found. This should open your eyes to the fact we need to be educating ourselves on what options we have to handle Long Term Care expenses and needs when they arise. This is a retirement killer. Contact us today for a no obligation educational consultation. http://www.cnbc.com//finding-long-term-care-without-breaki