Homestar Financial

Thank you to all of the brave men and women who have served our country. HOMESTAR specializes in VA loans to help Veterans become proud homeowners at an affordable cost. Reach out today to learn more.... #homeownership #valoans #chooseHOMESTAR

Why not have date night at home tonight? Here are some ideas to spend some fun, quality time with your significant other: - Cook dinner together - Create a memory book or photo album - Take a virtual museum tour... - Have a picnic in the backyard and stargaze - Watch a musical online - Host a wine tasting with hors d'oeuvres - Have a movie night #datenightideas #datenightathome #timeathome

Real Estate Professional = An individual who provides services in buying and selling homes. A real estate professional who is a member of the National Association of Realtors is referred to as a Realtor. #homeownership #mortgageterms

Rates remain at historic lows, so it is the perfect time to purchase your dream home or refinance the home you love! You can use your tax refund or stimulus payment(s) to purchase or refinance and save more money. #taxrefund #homeownership #refinancing #chooseHOMESTAR

Do you want to reduce your mortgage interest rate and lower the monthly mortgage payment? A VA IRRRL loan may be the right choice for you! Additional benefits of a VA IRRRL include: - Move from a loan with an adjustable or variable interest rate to one that’s fixed for a constant payment.... - Option to roll closing costs into the total loan for little or no out-of-pocket expenses. - No appraisal, few documents needed, and flexible eligibility requirements. Note: You must prove that you currently live in or used to live in the home covered by the loan. Reach out today for more details! #vairrrl #valoans #homeownership #chooseHOMESTAR

Even if you have student loan debt, you can still achieve your goal of homeownership! Your credit score is an important factor when it comes to purchasing a home. To maintain a good credit score, always make timely payments including student loan payments! You can get ahead on your student loans and reduce the interest you pay and the total cost over time by making payments before they are due or paying more than the amount due each month.... #studentloans #homeownership #chooseHOMESTAR

Wise homeowners invest in their homes to improve their lives personally and financially. You can do several things to your home now and over the years to add value leaving you feeling confident when the time may come that you decide to sell. They can be as simple as updating hardware or as intricate as building an outdoor patio. Here are 25 ways you can add value to your home, starting today: http://bit.ly/HowToAddValueToYourHome... #HOMESTARblog #homevalue #homeownership

Default = Failure to fulfill a legal obligation, like paying your mortgage. A default includes failure to pay on a financial obligation but may also be a failure to perform some action or service that is non-monetary. For example, a mortgage requires the borrower to maintain the property. #mortgageterms #chooseHOMESTAR #homeownership

Thinking about moving soon? With loan limits up, there are more options available! Tip: If you decide to move and rent a truck yourself, choose one with a loading ramp. If the cost is slightly higher for a truck with a loading ramp, it will be well worth it. Truck with a loading ramp = less time wasted, good weather, and minimal sore muscles. #movingtip #moving #homeownership

Planning a move? Make sure your move is successful by following these helpful tips: - Schedule your move during the slowest time of the year, between October and April, and make it midweek if possible. More options will be available, and you can save more money. - Take inventory of your items and organize them (categorize and label boxes). Purge what you don't need during this process. - Find the right moving company to fit your needs. There are generally three categories mov...ing companies fall into: full-service, self-service, or specialized. - Set a budget when hiring a moving company, and don't forget to have cash on hand for a tip. - Ensure peace of mind by obtaining moving insurance to protect your items, especially valuables, during the move. Source: Realtor.com #movingtips #successfulmove #homeownership

With Gen Z itching to become homeowners, they are unsure about the process and if buying a home is attainable with expenses and student debt their top concerns. There's good news for younger homebuyers! Depending on the loan program, there are affordable down payment options. A home can be purchased with as little as 0 percent down, plus other options are available! #GenZ #homeownership #homebuying