Keller WIlliams Atlanta North-AP Realty

Benefits of the VA loan for Veterans receiving compensation for a service-connected disability are: exemption from paying the VA Funding Fee, (which is otherwise applied to all purchase and refinance loans) and property tax exemptions. (These exemptions can vary by state and other factors.)

Coming soon: 3 /3.5 home in Smyrna. This 3 year old is conveniently located near Atlanta Rd for access to shopping , dining and all expressways. Marketed Exclusively by Keller Williams Atlanta North (770) 509-0700. For more information contact Angela Presley at (678) 842-3745

If you have a low income and live in a rural area, you can still buy a house using the USDA loan. In order to be eligible for many USDA loans, household income must meet certain guidelines. Also, the home to be purchased must be located in an eligible rural area as defined by USDA.

Did you know Cobb County now has 911 texting capabilities? Check your local county to see if you can use this feature. (disclaimer: emojis don't translate, only words) https://neffinjurylaw.com//cobb-county-emergency-alert-sy/

Make sure you are properly maintaining your HVAC, have it serviced twice a year (in the Fall and the Spring) https://www.moving.com//the-homeowners-guide-to-hvac-main/

Homeowners, Beware: This Hidden Problem Could Cause Your House to Crumble Find out if wood rot has affected your homeand what repair and prevention methods to employ.

Countdown to 2021

Many of our sellers have significant equity in their homes; and as home prices continue to rise, the signs of a housing market crash diminishes. Sellers shouldn't be desperate to sell like in 2008-2009 and almost half of them are moving up in home making way for the first time home buyer to get in on these awesome interest rates.

Characteristics of Homes Purchased Home prices increased slightly this year to a median of $257,000 among all buyers. Buyers typically purchased their homes for 98% of the asking price.

Thinking of Selling...Consider your curb appeal Yes, for better or worse, buyers do tend to judge a book by its cover. You want to make sure potential buyers' first impression of your home is a good oneand inspires them to stop by the open house or schedule a tourso they can see more. By investing some effort in relatively easy fixes, like planting colorful flowers and repainting your front door, the outside of your house can beckon prospective buyers to come on in. If you're not sure how to improve your home's curb appeal, ask your real estate agent for advice on how others in your area have improved the exterior before selling their houses.

Thinking of selling? Consider decluttering the living areas Do a clean sweep of counters, windowsills, tables, and all other visible areas, and then tackle behind closed doors: closets, drawers, and cupboardssince virtually nothing is off-limits for curious buyers. If the house is overflowing with stuff, buyers might worry that the house won’t have ample space for their own belongings. They won't sign up to pay a mortgage if they think they'll also have to rent a storage spa...ce. Take your excess stuff and donate it, or pack it up to be stored off-site. Not only will clearing clutter help your house look more appealing to buyers, it will also help you once you've accepted an offer and it's time to move into a new home. Moving out will be easier if some of your stuff is already be packed

Private Mortgage Insurance If you put down less than 20% on a conventional loan, you’ll be required to pay for private mortgage insurance (PMI). PMI protects your lender in case you default on your loan. The cost for PMI varies based on your loan type, your

Conventional loans have stricter credit requirements than government-backed loans like FHA loans. In most cases, you’ll need a credit score of at least 620 and a debt-to-income ratio of 50% or less