Bk Kellerman: Allstate Insurance

Having a home security system could mean that you get an additional discount on your homeowners policy. We're not so sure about this one. :)

Sometimes, there just are no words...

An annual insurance review can go a long way when it comes to making sure that your coverage fits your current needs. It also allows us to maximize your discounts . Have you joined a carpool?... Have you had a baby? Did your teenager get a driver’s license? Have you switched jobs? Have you done extensive renovations on your home? Have you decided to buy a vacation home? Have you acquired any new valuables such as jewelry, electronic equipment, fine art, etc.? These are just some of the scenarios that can mean that you need to review your policies and potentially make adjustments. (Pic for attention) Can anyone make sense of why this driveway is not in front of the garage?

Has your marital status changed? If so, you'll need to make some adjustments to your insurance program. That's where the advice of a professional comes in handy.

Do you have teens who will be driving soon? Let's face it. Teens are more likely to underestimate or not recognize dangerous situations. What can you do?... Consider increasing your deductibles. Consider a preowned vehicle instead of a brand new one. Be a good example of a safe driver. Somehow, convince them that the age to legally drive has been increased to 25. :) Call us anytime to talk!

Happy New Year! Thank you for being a part of our insurance agency.

What happens if your dog eats a small toy or ornament? It's a true emergency. Holiday lights, glass ornaments and hooks are all at risk of being eaten by the curious canine. ... Surprisingly, many of these can pass through the gastrointestinal tract without causing damage. To be safe, make an immediate trip to the vet.

Sealing air leaks is one of the most effective ways to reduce your energy bills. Broken, damaged, or poorly installed weatherstripping around doors can be a major culprit when it comes to drafts flowing throughout your home. Check your weatherstripping for signs of cracking and replace it if it shows signs of wear.... This gives a whole new meaning to sealing your doors...

NORAD has been tracking Santa since 1955 when a young girl accidentally dialed the unlisted phone number of the Continental Air Defense Command (CONAD) Operations Center in Colorado Springs. Air Force Colonel Harry Shoup, the commander on duty that night, was quick to realize what happened and assured the girl that Santa was safe. Thus a tradition was born. Since then, NORAD has reported Santa's location on December 24th to millions across the globe.... Would you like to track Santa's journey? https://s.ripl.com/qlb5wm

It is our privilege to know and serve you now and into the future!

According to a recently published study by the Automobile Association of America (AAA) Foundation for Traffic Safety... Approximately 50,000 crashes in the U.S. annually involve road debris. This results in nearly 10,000 injuries and 125 deaths per year. 37% of these fatalities result from the driver swerving to avoid hitting an object.... 66% of debris-related crashes result from items falling from an unsecured load. Let's all do our part to make our roads safer.

What's the most common type of vehicle accident? According to the National Highway Traffic Safety Administration (NHTSA), rear-end collisions account for 30% of vehicle accidents. Distracted driving is the main cause.... The tailing driver is almost always at fault.

It's common to underestimate the power of floodwaters. FEMA warns that 2 feet of water can sweep away most vehicles. This includes trucks and SUVs. ... Once a vehicle is caught in floodwaters, the driver has no control. When flooding occurs, avoid low spots, canyons, dips, and washes. There won't always be road signs to warn you.

Many people think that an oncoming train would be able to stop in time if their vehicle were to stall on the tracks. Yet, a 150-car freight train traveling 50 miles per hour will take over a mile to come to a halt! According to the US DOT, there are approximately 5,800 train-car crashes each year in the U.S. ... Most of these occur at railroad crossings.

Typically, credit cards and most personal insurance policies do not cover damage to rental moving trucks, even if they cover damage to rental cars. That's why it's a good idea to purchase a damage loss waiver from the company who rents you the moving truck. If you damage it, you'll be charged not only for the repair costs but also for the loss of income while the truck is out of service. ... But, if you buy the damage loss waiver, it allows you to walk away from the incident without the obligation of paying for the damage.

No truer words...

The days are getting longer. Temperatures are rising and most of us are looking forward to the fun and sun. If you own a boat, personal watercraft, ATV or motorcycle, it’s time to start preparing for the upcoming season. ... One part of preparation is to review your insurance policies for these items to make sure that they are up-to-date. And, if you are thinking about acquiring a new boat, personal watercraft, ATV or motorcycle, we want you to know that you can always call us to talk about it beforehand.

During the colder months, animals search for comfortable places to live. One form of shelter is inside of vehicles. If an animal enters your vehicle, they can chew wires, seats, and interiors.... To keep this from occurring, It's best to park vehicles in a garage, place traps near the vehicle or drive it frequently. Is something like this covered by an auto insurance policy? Generally, auto insurance will cover the cost to repair or replace damage done to your vehicle by animals, as long as you carry comprehensive coverage.