Kelley, Lovett, Blakey & Sanders

Congratulations to our partner attorney, Alex Sanders, for making the 2020 Legal Elite lists in Georgia Trend's December edition! Check it out here: https://editions.mydigitalpublication.com/publication/

Chapter 11 bankruptcy can provide much-needed breathing room for those who file. Attorney Tom Lovett explains the benefits of chapter 11 bankruptcy and how it can provide relief from debt collectors. With offices in #Albany, #Macon, & #Valdosta we are ready to serve those interested in learning more about the #bankruptcy process. Visit bankruptcyga.com or call toll-free at 1-800-371-4188.

The offices of Kelley, Lovett, Blakey, and Sanders would like to wish you and yours a safe and happy Thanksgiving!

An important first step in filing a Chapter 7 #bankruptcy is understanding the benefits involved. Senior partner, Walter Kelley, explains those benefits and more. With locations in #Albany, #Macon, and #Valdosta our attorneys are available and ready to talk. Schedule a free consultation at bankruptcyga.com or toll-free at 1-800-371-4188.

A bankruptcy can stay on your credit report for up to ten years. Some credit reporting agencies may remove it after seven years. However, this does not mean you will have a bad credit score for 7-10 years. You may improve your credit score after bankruptcy. If you have questions about the bankruptcy process and how it affects your credit, contact us today. www.bankruptcyga.org... #albany #macon #valdosta #bankruptcy #creditreport

By amending the Bankruptcy Code, the HAVEN Act excludes many benefits from debtors’ current monthly income during the means test. Benefits you may receive from the VA or DoD don’t need to be factored in like before. For disabled veterans, this can now mean being eligible for Chapter 7 bankruptcy. Visit bankruptcyga.com or call toll-free at 1-800-371-4188.

We are thankful today and every day for the sacrifices made by the brave men and women who make up our nation’s military. Happy Veterans Day from the offices of Kelley, Lovett, Blakey, and Sanders. #veteransday #albany #macon #valdosta

Check out this LawCall video with KLBS attorney Alex Sanders discussing if filing for bankruptcy without a lawyer will stop debt collectors from harassing you. #lawcall #klbs #alexsanders #albany #macon #valdosta #bankruptcyfirm

There is no set amount of debt that you are required to have to be eligible to file. One of the purposes of our free consultation is so that we can meet with you and determine if bankruptcy is right for you based on your immediate situation. Our law firm provides experienced, supportive counsel to help clients through the process of filing for bankruptcy. We have locations in #Albany, #Macon, & #Valdosta. Visit our website at bankruptcyga.com or call us toll-free at 1-800-371-4188.

Filing for bankruptcy may seem overwhelming, but it doesn’t have to be. With over 30 years of experience in bankruptcy law, our firm is ready to help South Georgians not only survive bankruptcy but to thrive on the other side of it. With offices in #Albany, #Macon, & #Valdosta, we are ready to serve our local communities. Visit our website at bankruptcyga.com or call toll-free: 1-800-371-4188

In a Chapter 7 case, if your house or vehicle is collateral for a loan and you want to retain these items, you may keep the items if you are current and remain current with your payments. Many Chapter 13 cases are filed to keep and pay off a vehicle and catch up past due house payments. If there is no lien on your house or vehicle, your attorney will advise you of the effect of filing a #bankruptcy case and whether the item may be exempt and protected. Our law firm provides experienced, supportive counsel to help clients through the process of filing bankruptcy. We have locations in #Albany, #Macon, & #Valdosta. Give us a call today. Visit our website at bankruptcyga.com or call toll-free: 1-800-371-4188

If you are thinking about filing bankruptcy and own your own home or other property, be sure to click on the link below. Attorney, Thomas Lovett, breaks down one of our most asked questions, "does filing bankruptcy affect your home or other property." Remember, if your debt is making you feel overwhelmed, we’re here to help put your mind at ease. Contact Kelley, Lovett, Blakey & Sanders at 1-800-371-4188 or visit our website for a free consultation.

When faced with financial hardships, paying off debts can be a difficult task. The last thing you need is another creditor calling to harass you to make a payment. Filing bankruptcy automatically protects you from these actions and enables you to focus on getting your life back on track. With offices in #Albany, #Valdosta, and #Macon, our #bankruptcy experts are here to walk with you every step of the way. Contact us today to discuss how we can help you. Visit bankruptcyga.com or call toll-free at 1-800-371-4188.

Financial hardship can be crippling in more ways than one, especially when that hardship is a result of receiving necessary medical care. But you don’t have to face it alone. Contact us today to discuss how we can help you find relief. Visit bankruptcyga.com or call toll-free at 1-800-371-4188.

There are several debt relief options under the #bankruptcy code. In Chapter 7, also known as the liquidation bankruptcy, households may only keep exempt property. All other assets of value are liquidated by a trustee and distributed to creditors. Most of the debtor’s unsecured debts are then discharged (forgiven) and the debtor does not have to give up any of his future income. Learn more about Chapter 7 bankruptcy at the link below:

We know that the decision to file for bankruptcy can be a difficult one. We are here to help ease the burden and guide you through the process. Contact us now to schedule your free remote consultation. Toll Free: 1-800-371-4188 or visit bankruptcyga.com. #klbs #albany #macon #valdosta #bankruptcyga

The CARES ACT Bankruptcy provision allows debtors to stretch a case out an extra 2 years to grant a temporary forbearance or lower their plan payments. This has been a successful option for several of our clients. You're not alone, reach out to KLBS today. #theCAREact #Chapter13Bankruptcy #BankruptcyLawyer

Dealing with creditors’ demands for immediate payment? Chapter 13 bankruptcy enables an individual with regular income to develop a plan to repay all or part of their debts. Learn more about Chapter 13 and how it works by clicking the link below:

Debtors facing financial hardship as a result of the pandemic can apply for an extension of their payment plan from three or five years to seven years. This can substantially reduce their monthly payment obligation. Talk to one of our bankruptcy specialists today. Call us toll-free at 1-800-371-4188

With over 40 years of bankruptcy law experience, we are here to share our knowledge and expertise with you to help put your mind at ease. Contact us today at bankruptcyga.com or call the toll-free number below to schedule your free consultation. Toll-Free: 1-800-371-4188... #klbs #albany #macon #valdosta #bankruptcyga