Kyshona Gresham- NMLS 1141003

Income: Salary v. Hourly If you are paid the same hourly, we would use that income by the amount of hours. If you are salaried, we would use that amount. If you are ready to start the homebuying process, please do not hesitate to contact me!... (404) 857-7953 [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

It’s a new month! So that means new topic For the month of November, I am going to breakdown: INCOME... There are so many ways to make ! But when it comes to purchasing a home, we have to make sure it is completely documented in order to use for qualifying. Turn on your post & story notifications. You are not going to want to miss this! Also, if there is something you want me to touch on the income subject or if you have any questions, please drop them below! . . . . . #businessowner #realestate #credit #incomestream #residualincome #entrepreneur #money #business #income #wealth #smallbusiness #incometaxpreparation #entrepreneurship #passiveincomestream #finance #incometaxtime #incomes #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

As we move into this week - what are you telling yourself? Remember, everything you say is an affirmation to yourself - speak gently and powerfully. #Mortgage #Loan #LoanOfficer #TheLoanWhisperer #LoanWhisperer #AtlantaLoanOfficer #FloridaLoanOfficer #PolitelyIntense #Motivational #Motivation #Monday #MotivationalMonday

October ended with a bang! Another record month I am so happy for these families & thank you to all the agents who trusted me with their clients!... @keys.with.keturah Yoshalyn Rowland-Neal REALTOR @keytoyourhomedreams @mr.preferredrealtor November is already looking even more record breaking Let’s get it! . . . . . #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense #October

Heyyyy November! You are here. You have brought a new season, more time (Daylight Savings Time), & the holiday season! You are bringing a lot of positivity as well (#ClaimIt) so I will feed off of it! Positive vibes only ... November I will be breaking records with my business & personal Let’s get it! . . . . . #november2020 #november #welcomenovember #hellonovember #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Happy Halloween! Let's carve out some time to talk about you mortgage needs. If you are ready to start the homebuying process, please do not hesitate to contact me! (404) 857-7953... [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Our October newsletter goes out this morning with a fun video and you do not want to miss out! If you want to join us each month for a video check in and great news - we would love to add you to our list. Send us a message or drop a comment below. If you are ready to start the homebuying process, please do not hesitate to contact me!... (404) 857-7953 [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Do's and Don'ts: Listing Agent - Do not harass the lender. Yep, I SAID IT! Some of you are totally out of pocket when it comes to what "communication" you are expecting. I get it, you have to answer to your seller, but let's be realistic. Contacting the lender everyday is a lot. Threatening the lender is a no no. Being rude when the lender is coming to you with solutions is only going to make it worse. We are all doing our best and always remember, you get more bees with... honey than vinegar If you are ready to start the homebuying process, please do not hesitate to contact me! (404) 857-7953 [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Do's and Don'ts: Settlement Agent/Attorney: Do keep open communication with all parties involved. We know that our settlement agents/attorneys are overwhelmed. Keep the line of communication open and it will keep the peace. Not responding makes everyone worried. Whether people realize it or not, you guys are a major component to the deal Shoutout to all the attorneys who are responding even while being busier than a multi pattern garment ... If you are ready to start the homebuying process, please do not hesitate to contact me! (404) 857-7953 [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Do's and Don'ts: Home Inspector - Do make your reports legible & customer friendly. I cannot tell you how many times my agents reach out to me asking if we will have an issue with appraisal because of what is on the inspection report. Then we get the report and we can't read it or it is not easy to read for our clients. Inspectors, make it easy on all parties, especially the customer, as you are the first line of defense If you are in need a a great inspector who give legib...le, easy-to-read reports within 24 hours of the inspection, do not hesitate to contact Good Vibes Home Inspections! If you are ready to start the homebuying process, please do not hesitate to contact me! (404) 857-7953 [email protected] #mortgageloanofficer #mortgagebroker #homebuyers #mortgagelender #homeownership #realtor #loans #finance #homebuying #lender #homeloans #mortgage #firsttimehomebuyers #realestateinvestor #mortgagelife #entrepreneur #realestate #mortgages #dreamhome #newhome #lifeofaloanofficer #creditscore #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense

Thank you Kiara! The team prides itself on being able to provide a smooth and efficient experience for our clients, and we hope to work with you again in the future! #TestimonialTuesday #TheBestClients #LoanWhisperer #TheLoanWhisperer #Mortgage #Loan #AtlantaLoanOfficer #MiamiLoanOfficer #PolitelyIntense

We are going to finish off the Do’s & Do Not’s of the Mortgage Process with Other Parties that are involved that people may forget are essential. Turn on your post & story notifications . .... . . . #reelsgram #reel #reelinstagram #reelsofinstagram #reelsmemes #reelsdance #reelsinstagram #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense #mortgage See more

You read that right! All loan amounts over $510,400 you can put only 10% down up to a $1 million dollar loan! Contact me today! (404) 857-7953 [email protected]... . . . . . #loanofficer #mortgage #mortgageloanofficer #dreamhome #jumboloan #jumboloans #loans #TheLoanWhisperer #loanofficer #Miami #Atlanta #miamirealestate #atlantarealestate #QueenEducator #PolitelyIntense See more