Lacey Jernigan

Need a loan closed quickly? Just look at my analytics! I am closing loans FAST and in this market it could be just the edge you need to win the offer for a purchase! Take a look at my speed!

Did you know the cheapest time of year to refinance your home is property tax season? When your taxes get paid our of your escrow on your property the least amount of money is collected to rebuild the new escrow into the new loan - meaning lower closing costs and lower payment than any other time of year. If your taxes are about to get paid out and you have been thinking about refinancing, NOW is the time to call me for a quote!

At Safe Harbor Mortgage, we can offer so many other loan options than big banks. Let me do the shopping for you with wholesale banks who compete for your business.

If you are thinking about buying a home, even 6 months to a year out, it's a fantastic idea to go ahead and see where you stand when it comes to credit, down payment, and how much you are eligible for. That way you can be sure you are on track to buy when you want OR rebuild credit or save enough for your new home. I even have the best realtors to work with if you need one (Janna Gray Maresco and Jessica Alred ). Contact me today to find out where you stand!

Congrats to Abbie on her beautiful new home!! Absolutely loved working with her and this seamless loan and Janna an incredible realtor of course! Incredible rates in this market!! Thanks for the teamwork!!

Congratulations to Vic and Shannon (fellow friends of twin 2.5 yr olds!) for the new, lower payment with their refinance!! They snagged an incredible rate during this crazy rate season - thank you so much for trusting me with your home refi!!! Love you guys!

Who needs a quote for a purchase or refi? Rates were just lowered for today and I am quoting some incredible pricing!

Refi season like crazy!!! Congrats to Kemmer Tsirigos and Anthony on an awesome lower monthly payment on your home mortgage! Was so good to catch up with this girl and her husband whom I’ve known since I was little! Thanks for trusting me with your refinance!!! #safeharborloans #refinance #integritymatters

Scott Jernigan and I are so excited that our friends Anna Hurtado and Juan Hurtado officially moved back to GA today!!! This was certainly a special loan to take care of for dear friends. Can’t wait for play dates and double dates again!!! #safeharborloans #mortgagebroker #homebuying