Mike Manley: Allstate Insurance

Heat exhaustion is generally caused by exposure to high temperatures, especially when combined with strenuous physical activity. Without quick treatment, heat exhaustion can lead to heatstroke, and that can be a life-threatening condition. Most of the time, you can treat heat exhaustion by doing the following:... Rest in a cool place. Going into an air-conditioned area is best, but at least, sit in front of a fan or find shade. Drink cold liquids such as water or sports drinks. Loosen clothing. Understanding the signs can help you protect yourself and those you love.

Getting sued in today's lawsuit-happy world is a real possibility if you're ever found at fault in a major auto accident or if you experience a serious mishap on your property. That's why carrying higher liability limits and/or a personal umbrella policy is smart. If you pick lower limits to save money, it could end up costing you a lot more money in the long-run.... Do you own a home? Do you let someone else occasionally drive your vehicles? Do you sometimes drive on icy roads? Do you have young drivers driving your vehicles? Let's talk about this!

This just may be the most understated sign in existence!

After the housing market correction of 2008, 25 percent of people polled by the Insurance Information Network of California thought they should lower their home insurance coverage. because after all, market values had gone down. This thinking can result in a homeowner having insufficient coverage if they need to rebuild after enduring a total loss. Typically, lenders only require that you have enough insurance to protect the balance of what they have loaned you.... Yet, homeowners need to have enough coverage to rebuild their home and to replace their possessions. At least once a year, take the time to go over this with your insurance agent.

What are we missing here?

Why is chocolate toxic to dogs? It contains theobromine and caffeine. Both of which can speed up the heart rate of a dog's nervous system. ... As we are heading towards Halloween, here's a reminder to keep it out of reach of your four-legged friends.

Over the years, you may have heard the term 10 and 2 driving. This is regarding the position in which you should hold your hands on the steering wheel. This is typically described in terms of how your hands' placement relates to the numbers on a clock. ... But, the technique for proper hand placement on the steering wheel has changed over the years. NHTSA now recommends the placement known as 9 and 3. The 10 and 2 o’clock position is no longer recommended because it can be dangerous in vehicles with smaller steering wheels equipped with airbags.

Your world can change in an instant. Make sure your family is protected from life’s uncertainties with Allstate life insurance. Give me a call today.

Here's a common question. "If someone hits my vehicle while it is parked, what can I do to protect myself?" Hopefully, the person responsible left a note. Or there are security cameras or witnesses of the incident.... But if you can't locate the person who caused the damage, it's your auto policy's collision coverage, which will likely cover the loss. A deductible would apply here. And, collision coverage is optional, so if you chose not to buy it, you would have to pay for repairs out of pocket. Uninsured motorist property damage coverage could also pay for damage caused by hit-and-run drivers in states where this type of coverage is available. If your insurer locates the responsible party for the damage and recovers some or all of the repair costs, you may get a refund of your collision deductible. Side note: Only 12 percent of all reported hit-and-runs (2016 statistics) were solved, so ensuring you have the coverage to protect yourself makes sense.

Sure, dogs are considered by many as man's best friend, but that doesn't necessarily include the mailman. In one incident, when a dog bit the mailman, causing an injury... It was a renters insurance policy that paid out for his medical bills.... It's sometimes easy for people to think that they don't have enough "stuff" to justify carrying a renters policy. Yet, it can protect you from more than you might realize.

Knowing the right questions to ask will help you make informed decisions to serve your best interest in the long-term.

As you look toward 2021 and beyond, now is a great time to review your finances to make sure you're on track to reach your goals. For a complimentary financial review, call me today.

As urban habitats continue to merge upon rural areas, there has been an increase in deer-car collisions. There are over half a million incidents a year, with a significant number of fatalities. Experts say it's usually best to brake firm and stay in your lane if you encounter a deer while driving down the road.

Here are some interesting facts that you may not know: Supermarket apples can be a year old. Sloths can hold their breath longer than dolphins can. ... It’s impossible to hum while holding your nose. And property insurance policies don't automatically include flood insurance. Since floods ARE the most common and costly natural disaster AND 20% of the time, they occur in low-risk areas; we thought you would like to know! The good news is that there's a separate flood policy available, and we can help you put it in place! Are you ready to talk about it?

If you've had a package stolen, you're not alone. Theft from porches and doorways is becoming an increasingly common problem across the U.S. According to a recent survey by the Illinois-based packing solutions company, Shorr Packaging Corp., nearly one in four adults in the United States report that they have had a package stolen.... If you suspect this has happened to you: Check your bushes, garage, or other places where drivers may have left them. Check with neighbors to verify that it wasn't delivered to the wrong address. View home security footage if you have it. Ask the seller of your item about their policy on stolen packages. Contact your credit card company. Many offer purchase protection. To prevent theft: Accept deliveries in person. Send packages to an alternative location such as an Amazon locker. Use a video doorbell to alert you when a package is delivered. If the item that you've ordered is expensive, insure it through the retailer. If you have questions about how your homeowners or renters policy can help a situation like this, let's talk.

Help pass down a bright financial future to your loved ones. Call me to find out how Allstate life insurance can help.

1234 accounts for 10.7% of all pins, followed by 1111 and 0000. Studies show that these three combinations together account for 18.6% of pins. Wow! ... Perhaps it's time to create a PIN that's a bit more unique...

With such a significant emphasis on digital security these days, it could slip your mind that physical papers left in the trash can become a gold mine for identity thieves. Here are the biggest culprits of documents that experts suggest shredding first: Boarding passes - Shred them after you land: Your boarding pass contains your name, travel plans, and a barcode that can be deciphered.... Prescription labels - Whether it's stapled to the Rx bag or on the bottle, these labels typically list your name, the name and strength of the drug, and your pharmacist's name. Thieves can use this info to refill prescriptions or steal your identity. Receipts - Shred all receipts you don't save. Receipts from credit card purchases reveal the last digits of your card number and possibly your signature. Resumes - Resumes can provide crooks with your name, phone number, address, email address, employment past, and education history all on one convenient paper. Once trash is off of your property, anyone can take it. Your best defense to prevent identity theft is to avoid disposing of these documents in one piece.