Montag & Caldwell, LLC

Market Highlights: While surging #COVID cases continue to be a short term risk, the recent #vaccine announcement coupled with hopes for a divided government have increased market sentiment. Cyclicals, such as small cap and #valuestocks, are leading the market to new highs with some increased #volatility in the more fully valued "stay at home" category. However, fundamentals for #growthstocks generally continue to be robust and should continue to perform well. Montag & Caldwel...l | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure/ #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

We are long-term investors focused on high quality growth opportunities. Our process is primarily bottom up in which we interrelate price with earnings momentum. Our strategy uses a present valuation model in which the current price of the stock is related to the risk adjusted present value of our estimate of the company’s future earnings stream.... Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

Today, the correlation argument for adding international equity is less relevant because of the exposure that may already exist in a domestic equity allocation. Ultimately, international allocations may only result in increased complexity and expense. LEARN MORE: www.montag.com//indirect-exposure-approach-to-internation/ ... Montag & Caldwell | Proprietary & Time-Tested Investment Strategies... (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

What "trees" are you planting today? "Someone is sitting in the shade today because someone planted a tree a long time ago." - Warren Buffett Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com/pcg Info Advice | www.montag.com/social-media-disclosure... #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement #legacy #wisdom #leadershipquotes

Meet Our Team | Janet B. Bunch, CFA, Managing Principal and Portfolio Manager Ms. Bunch joined Montag & Caldwell in 1973 and currently serves as a Managing Principal and Portfolio Manager, and is a member of the Large Cap Growth Investment Policy Group. Her professional affiliations include the CFA Institute and the CFA Society Atlanta, former Trustee and past President. Oglethorpe University, B.B.A., 1979... Chartered Investment Counselor ... Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com/our-people/ Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

Voting is always a great investment. Find your voting location here: www.mvp.sos.ga.gov/MVP/mvp.do #voting #vote #2020election Montag & Caldwell | Proprietary & Time-Tested Investment Strategies... (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

What is a fiduciary duty? A fiduciary is a person or organization that acts on behalf of another person or persons to manage assets. Essentially, a fiduciary owes to that other entity the duties of good faith and trust. It is the highest legal duty of one party to another; being a fiduciary requires being bound ethically to act in the other's best interests. Fiduciaries are required to act in the best interest of the principal, the party whose assets they are managing. This ...is what is known as a "prudent person standard of care." Not all Investment managers are created equal. Is your investment manager bound to act in your best interest at all times? Montag & Caldwell holds a fiduciary duty to all our clients. Learn More: www.investopedia.com/terms/f/fiduciary.asp Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

At Montag & Caldwell, we believe that good investment returns are derived from the competent, disciplined, fundamental analysis of individual securities, performed by an experienced team of professionals. Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure... #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

At Montag & Caldwell, we are Investment Managers. But, what exactly Is Investment Management? Investment management refers to the handling of financial assets and other investmentsnot only buying and selling them. Management includes devising a short- or long-term strategy for acquiring and disposing of portfolio holdings. The term most often refers to managing the holdings within an investment portfolio, and the trading of them to achieve a specific investment objective. In...vestment management is also known as money management, portfolio management, or wealth management. (Investopedia.com) LEARN MORE: www.investopedia.com/terms/i/investment-management.asp Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

Academic studies often show that portfolio returns are dominated by asset allocation decisions. Asset allocation is designed, predominantly, for diversification which is used as a risk mitigation strategy. In other words, the goal is to combine assets with low correlations, which should in turn, lower volatility. READ MORE: www.montag.com//achieve-a-true-diversification-benefit-in/ Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

"If #investing is entertaining, if you're having fun, you're probably not making any money. Good investing is boring." #GeorgeSoros Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com/pcg/ Info Advice | www.montag.com/social-media-disclosure... #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement #GeorgeSorosQuotes

Meet Our Team | Charles E. Markwalter, CFA Executive Managing Principal and CEO Mr. Markwalter joined Montag & Caldwell in 1998 as a portfolio manager. He entered banking upon receiving his B.A. from Dartmouth College in 1987. Prior to joining Montag & Caldwell, he served nine years as a Vice President and portfolio manager for Trusco Capital Management. He currently serves as Executive Managing Principal and CEO and previously served as President (from March, 2017 to 2018).M...r. Markwalter also serves as Director of Portfolio Management and is a member of the Large Cap and Mid Cap Growth Investment Policy Groups. His professional affiliations include the CFA Institute and the CFA Society Atlanta. Dartmouth College, B.A., 1987 Montag & Caldwell | Proprietary & Time-Tested Investment Strategies (404) 836-7100 | [email protected] | www.montag.com/our-people/ Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement

Based in Atlanta. Zooming coast to coast. We serve clients across the United States and are able to not only "Zoom" to meet with them in person (when health and safety allows), but we're also able to set up ZOOM video calls when doing so in person isn't possible. Montag & Caldwell | Proprietary & Time-Tested Investment Strategies... (404) 836-7100 | [email protected] | www.montag.com Info Advice | www.montag.com/social-media-disclosure #MontagAndCaldwell #TimeTestedInvestmentStrategies #HighestQualityService #InvestmentStrategies #AtlantaGA #Fiduciary #RIA #InvestmentManagement #PortfolioManagement #RiskManagement #Investing #InvestmentAdviser #AssetAllocation #WealthManagement