Natalie Resendiz MLO

Q: How much will I need for a down payment? A: HOMESTAR will provide you with an estimated dollar amount based on your loan program and pre-qualification amount. In addition, the cash to final close will depend on seller contribution, etc. Once you find a property, I will provide you with a complete loan estimate, which will detail the costs of the loan and will be based on the terms of the sales contract. #homebuyerFAQ #chooseHOMESTAR #homeownership

En general, es una buena idea tener dinero en sus ahorros para ayudar con el pago inicial y los costos de cierre, además de un fondo de emergencia. Sin embargo, no necesita una cantidad específica en sus ahorros para aplicar. #mitosdeserdueñodeunacasa #escojaHOMESTAR

People usually start looking to refinance their homes when mortgage rates fall lower than their current loan rate. Just last year, 17 percent of U.S. homeowners refinanced their homes. The percentage of people that will refinance within the next 12 months could rise due to how low the current mortgage rates are. Discover why you should refinance now: http://bit.ly/WhyYouShouldRefinanceNow #HOMESTARblog #refinancing #mortgagerates

Aquí hay algunos consejos sobre cómo puede ahorrar para un pago inicial: Desarrollar un presupuesto y un cronograma. Reduzca los principales gastos mensuales (si es posible). Controle sus gastos.... Busque un trabajo extra. #ahorrandoparalainicial #consejosparacomprarunacasa

Have you checked your water heater lately? You may be spending more on your electricity bill if it is set too high. Ensure that it is set to 120 degrees Fahrenheit to prevent scalding and save money. #hometips #homemaintenance #homeownership

Want to break the rent cycle or buy a new home before your current one sells? Improve your chances of your offer being accepted on a home through HOMESTAR's Cash Advantage program! Learn more: http://bit.ly/HOMESTARCashAdvantageProgram ... #homebuying #cashadvantage #HOMESTARcashadvantage #chooseHOMESTAR

Lock-In Agreement = A written agreement from your lender guaranteeing a specific mortgage interest rate for a certain amount of time. #mortgageterms #homeownership

! Don't miss this Amazing opportunity to make this updated Charmer your Home! Move in ready 3 bedrooms 2 1/2 baths and a BONUS room in the baseme...nt, Hardwood floors throughout the main level, Living room with a beautiful whitewashed brick fireplace, updated laundry room with shiplap, Kitchen w/granite countertops and stone backsplash, all SS appliances. The Master suite bedroom features tray ceilings, spacious walk-in closet, double vanity, a separate garden tub and shower. Enjoy quiet evenings relaxing on the enclosed back deck overlooking the fenced backyard. See more

Could a Conventional loan be the right loan program for you? Benefits of Conventional loans include: - 97% financing - Second home, non-owner occupied investment property financing available... - Gift funds allowed for down payment and closing costs - Decreased MI - Seller concessions of 3% to 6% allowed, depending on down payment #chooseHOMESTAR #conventionalloans #homeownership #mortgageloans