Pina Payne NMLS# 277997 Senior Mortgage Loan Originator

This calculator will help you weed through the fees, taxes, and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/3hBVNSK

An article in Morningstar Canada stated housing costs can be a source of significant financial strain, which may be magnified by income reduction in retirement. However, many retirees are reluctant to sell their home. With a Home Equity Conversion Mortgage (HECM), you can live in your home and tap a portion of the equity to boost your income in retirement. Want to discover how a HECM will benefit you? Contact us to learn more.

Have your space and own it too! If you’d like to roam while owning a home, we might just have the right financing option. See how a USDA Rural Development loan could give you the freedom you want! Contact me today to get started!

Once your loan is closed, you’ll start receiving snail mail offers for services you didn’t ask for and may not want. We don’t sell your information, but when your deed is recorded, certain items become public record. The good news is, there are ways you can opt out! Learn more here: https://bit.ly/2SEtOHo

Does that tiny bathroom, musty basement, or outdated kitchen need an upgrade? When it’s time to remodel, start with this checklist of contractors and consultants. https://bit.ly/3o88cyR

As a first-time homebuyer, your financial planning gets more complex. The key to becoming a happy homeowner? A sound budget with a realistic look ahead, made with help from dependable people who know the industry. https://bit.ly/39cjn2C

Get set up for success before you delve into the world of renovations! Find out how you can get ready to buy a fixer-upper with these steps. https://bit.ly/2MBnNIF

Whether you’re shopping on Amazon or deciding what to have delivered for dinner from DoorDash, it’s good to have choices. It’s even better when you’re considering a mortgage. https://bit.ly/3920100

Last year, we all found incredible strength, adaptability, and resilience within ourselves. Now let’s look forward to a brighter future than we could have ever hoped for! Happy New Year from CCM!

It’s always exciting to unwrap presents, but nothing makes us smile more than the joy our loved ones bring to our hearts. Happy Holidays from the CCM family to yours!