Realtor Khris Hammock

As you know I’m a big fan of using non traditional colors for the base of the kitchen. I’m thinking I might just have to re think my next kitchen remodel The farmhouse sink is a MUST! ... DM me to find a new kitchen to remodel or looking remodel your own!

A USDA home loan is a zero down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. USDA loans are available to home buyers with low-to-average income for their area. They offer financing with no down payment, reduced mortgage insurance, and below-market mortgage rates.... USDA home loans are putting people in homes who never thought they could do anything but rent. DM me if you want to purchase a home with 0% down!

I’m mentally preparing for the day when I build something as great as this back yard area. The simple and modern look is something I want to incorporate on my up coming flips. I also enjoy the enclosed teak privacy fence. This is a Japanese inspired look. ... I’ve recently dove head first into exploring building a Japanese inspired home. What kind of home would you build if money wasn’t an issue? DM me to find out how to buy and sell properties in order to find your dream home!

Sometimes a bit of color can change your whole perspective of the space. I saw this and decided to paint my room the same and I am not disappointed! It’s called Urban Bronze and it’s Sherwin Williams Color of 2021. ... DM me and let’s find a home for you to paint!

Now that you have saved enough for the down payment of the home, there is one more fee to look at. The closing costs. These are an assortment of taxes and fees charged by governmental entities, local municipalities, and administrative groups handling your loan and processing your real estate purchase paperwork. They’re very different from the down payment. Closing costs will usually include fees and charges relative to the type of loan you have and the services required to p...rocess that specific loan. FHA loans and down payments allow most closing costs to be included in the loan which can be very helpful if you don’t have the cash required to close but...... The Sellers market we are dealing with currently is another animal though. I am seeing few sellers cover any closing cost at all with few stipulations. With the low interest rates and purchasing power becoming readily available the ball is in their court although we all know everything is negotiable. What to learn how to negotiate a purchase? DM me and I will teach you!

Next Project... Paint the Cabinets Green. Non traditional colors have become the new wave and I AM HERE FOR IT! With the combination of wall papers,the possibilities are endless. ... DM me and let me find you a new project.

I take these listing photos serious We got some great shots today for another listing! DM me if you want to check out a home or have any questions about the purchasing/ selling process.

Reno Tip #1 If you intend to fix up properties yourself, then start with a basic rehab job that requires cleanup, simple updates, carpet, paint, and landscaping. These cosmetic items do not require any special knowledge, just labor and cost of materials. Smaller jobs take less time and knowledge and generally can be done without a permit. Even if there is some permitted work done, you can get by without using a licensed general contractor. Contractors can also pull the permit for their specific projects. Typically, these permits are over the counter, so there is no review process to delay the project.

Your told, it’s what’s on the inside that matters most but NOT in this case! Tag your friends who would enjoy s’mores by this fire with you. DM me if you want to find a backyard oasis

What are you doing for others?