Reggie Graham, Sales Manager & Mortgage Loan Originator

On June 18, 2021, the Federal Housing Administration (FHA) announced a new policy that will allow mortgage lenders to use a borrower’s actual monthly student loan payment amount in the underwriting process. Under this new policy, if a borrower’s student loan payment is $0, the lender will automatically apply .5% of the outstanding student loan balance as an assumed payment, instead of the previous 1% requirement. Let's talk about what this means for you and your journey to homeownership! #relaxwevegotthis

On Juneteenth--recognized as a national holiday on June 17, 2021--we commemorate the fortitude, sacrifices, and liberation of every enslaved American a history not only worth celebrating but recognizing on a global scale. - #Juneteenth

Low rates plus high home values equal a perfect time for you to consider refinancing your home. Give me a call today and let's see if we can lock you into a lower rate, potentially saving you money that can be used for other things, like your new home office or that backyard oasis you've been dreaming of. #relaxwevegotthis

As you might expect, payment history is the most influential component in your credit score, followed closely by the amounts you owe. Let's talk about some tips to help you achieve or maintain a healthy score. #relaxwevegotthis

Up to $10,000 in Down Payment assistance is available on this home! Call or email for details. [email protected]

Today, we remember and honor our heroes. - #MemorialDay