Ryan Starr, Ashford Advisors

Not a good week for my Alma Mater... This is a picture of the Theta Chi house burning down. Nobody was injured, but a pet gecko was lost. Last week also sent 70 Bobcats to the hospital after a salmonella outbreak, and a student at the nearby military college was hit and killed by a GCSU bus. Wishing everyone in Milledgeville a better week moving forward!

Service day was awesome! The team at Foster Care Support Foundation in Roswell do a wonderful job. Me trying to look natural in the spotlight... still needs work.

According to the Federal Reserve, consumer borrowing has surpassed a record $4 trillion. Over $1.5 trillion is classified as student loans. That's crazy! However, student loans are often more flexible and typically charge lower interest rates than other forms of debt. IDEA: If you expect a tax refund soon, use some of the money for yourself, but set aside the rest to pay down any high-interest debt you've accumulated; if that includes your student loans, now is the easiest time!

If you're anything like me, a "moment maximizer," saving can be tough. Willpower alone may not be enough. This is where cash flow strategies become so important. Take the test to see where you stand!