Shelly Campbell / Mortgage Loan Originator

Great neighborhood!

Feeling a little cramped during quarantine? Rates are steadily going down. Send me a message and let’s talk!

Open House dates and times for 2020-2021 are tentative and may change to accommodate safe social distancing practices. Please continue to monitor district and school websites and social media for updates.

Renters and homeowners are struggling and help is on the way for businesses. Check it out!

Rates are still great and houses are for sale! Call me today to get pre-approved

An announcement regarding updates and changes to the 2020-2021 school year calendar will be made in the coming weeks.

NEED MORTGAGE PAYMENT RELIEF? * ****Please be careful!!!!!*** As a mortgage professional who cares about all the clients and referral partners I serve, I hope this message helps someone (Please feel free to pass it on).... There has been a lot of talk surrounding the ability to NOT MAKE MORTGAGE PAYMENTS for 3 months, 6 months, even 12 months. The ability to REQUEST this FORBEARANCE is there. The bill passed. HERE IS MY MESSAGE AND THE MOST IMPORTANT PART: Please be careful. Please only use this as a last resort. Please make sure to contact your servicer and know the terms well before missing any payments. The TRUTH is that after this 3 month forbearance you MIGHT owe 4 mortgage payments all at once. Example: You get the forbearance granted with your servicer and miss April, May, and June payments. Your July 1 mortgage will be for all 4 months and due ALL at once! Also, find out how the "skipped" payments will be reported on your credit report. I have seen clients approved to miss payments have LATE payments reported on their credit! Please contact your servicer directly and ask questions before making any decisions to forgo your payments for even a short time!!! I would hate for any of my clients/partners to get into trouble this way and have credit issues or even worse, face foreclosure. Getting behind on a mortgage that reports to the bureaus could affect your ability to refinance in the future which may be a great opportunity. If I can help answer any questions please reach out. Shelly Campbell [email protected] 706-294-0774